Living Cost Compare
Lincoln

Nebraska

$1,030/mo est.

vs
Santa Ana

California

$2,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Lincoln, NE versus $2,560 in Santa Ana, CA. Overall, Lincoln, NE is roughly 60% cheaper to live in day-to-day than Santa Ana, CA, driven mainly by rent.

Median household income is $69,991 in Lincoln, NE and $109,739 in Santa Ana, CA — about 36% higher in Santa Ana, CA. Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$851
$1,770
+108% in Santa Ana, CA
1 Bedroom
$879
$2,232
+154% in Santa Ana, CA
2 Bedroom
$1,070
$2,719
+154% in Santa Ana, CA
3 Bedroom
$1,379
$2,636
+91% in Santa Ana, CA

Buying a Home

Median Home Value
$248,200
$1,810,200
+629% in Santa Ana, CA

Income

Median Household Income
$69,991
$109,739
+57% in Santa Ana, CA
Metro Median Wage (annual)
$49,800
$55,850
+12% in Santa Ana, CA

People & Lifestyle

Median Age
33.4 yr
42.9 yr
+9.5 yr in Santa Ana, CA
Homeownership
55.8%
28.8%
+27.0 pp in Lincoln, NE
Bachelor's+ (25+)
41.0%
68.9%
+27.9 pp in Santa Ana, CA
Avg Commute
18.3 min
25.8 min
+7.5 min in Santa Ana, CA

Crime (per 100k/yr)

Violent Crime
363.1
498.2
+37% in Santa Ana, CA
Property Crime
2,484.4
1,722.2
+31% in Lincoln, NE

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.5°F
65.6°F
+14.1°F in Santa Ana, CA
Annual Precipitation
30.9 in
13.6 in
+17.2 in in Lincoln, NE

Gas

Regular Gasoline
$3.94/gal
$5.40/gal
+37% in Santa Ana, CA

Area: Midwest (PADD 2) vs Los Angeles.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs OCTA (2026).

Utilities

Electricity (¢/kWh)
13.6
33.3
+145% in Santa Ana, CA
Natural Gas ($/MCF)
$15.53
$20.72
+33% in Santa Ana, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Santa Ana, CA
Bread (lb)
$1.66
$2.04
+23% in Santa Ana, CA
Eggs (doz)
$3.63
$2.19
+40% in Lincoln, NE
Ground Beef (lb)
$6.77
$7.36
+9% in Santa Ana, CA
Chicken (lb)
$2.10
$2.01
+4% in Lincoln, NE
Bananas (lb)
$0.62
$0.70
+14% in Santa Ana, CA

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NE / CA)
5.5%
7.25%
+1.8 pp in CA
Income Tax (top rate)
4.55%
13.30%
+8.8 pp in CA

Lincoln vs Santa Ana — FAQ

Is it cheaper to live in Lincoln or Santa Ana?
Lincoln, NE is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 60% below Santa Ana, CA's $2,560, mainly because of rent.
How much more do you need to earn to live in Lincoln than in Santa Ana?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lincoln versus $89,000 in Santa Ana.
Which has lower taxes, Lincoln or Santa Ana?
Lincoln is taxed under Nebraska's rules (a top state income tax rate of 4.55% and a 5.5% state sales tax); Santa Ana under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).