Living Cost Compare
Lexington

Kentucky

$1,070/mo est.

vs
Tulsa

Oklahoma

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,070 in Lexington, KY versus $1,020 in Tulsa, OK. Overall, Tulsa, OK is roughly 5% cheaper to live in day-to-day than Lexington, KY, driven mainly by rent.

Median household income is $67,631 in Lexington, KY and $58,407 in Tulsa, OK — about 14% higher in Lexington, KY. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Rent

Studio
$769
$786
+2% in Tulsa, OK
1 Bedroom
$887
$847
+5% in Lexington, KY
2 Bedroom
$1,119
$1,045
+7% in Lexington, KY
3 Bedroom
$1,408
$1,265
+10% in Lexington, KY

Buying a Home

Median Home Value
$272,100
$189,600
+30% in Lexington, KY

Income

Median Household Income
$67,631
$58,407
+14% in Lexington, KY
Metro Median Wage (annual)
$48,620
$46,670
+4% in Lexington, KY

People & Lifestyle

Median Age
35.2 yr
35.5 yr
+0.3 yr in Tulsa, OK
Homeownership
53.6%
52.0%
+1.6 pp in Lexington, KY
Bachelor's+ (25+)
47.3%
33.3%
+14.0 pp in Lexington, KY
Avg Commute
20.8 min
18.7 min
+2.1 min in Lexington, KY

Crime (per 100k/yr)

Violent Crime
269.1
948.9
+253% in Tulsa, OK
Property Crime
2,304.4
3,664.6
+59% in Tulsa, OK

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.6°F
60.1°F
+4.5°F in Tulsa, OK
Annual Precipitation
45.2 in
43.7 in
+1.4 in in Lexington, KY

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.0
13.4
+11% in Lexington, KY
Natural Gas ($/MCF)
$29.48
$27.15
+8% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / OK)
6%
4.5%
+1.5 pp in KY
Income Tax (top rate)
3.50%
4.50%
+1.0 pp in OK

Lexington vs Tulsa — FAQ

Is it cheaper to live in Lexington or Tulsa?
Tulsa, OK is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 5% below Lexington, KY's $1,070, mainly because of rent.
How much more do you need to earn to live in Lexington than in Tulsa?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lexington versus $34,000 in Tulsa.
Which has lower taxes, Lexington or Tulsa?
Lexington is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Tulsa under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).