Living Cost Compare
Lexington

Kentucky

$1,070/mo est.

vs
Santa Ana

California

$2,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,070 in Lexington, KY versus $2,560 in Santa Ana, CA. Overall, Lexington, KY is roughly 58% cheaper to live in day-to-day than Santa Ana, CA, driven mainly by rent.

Median household income is $67,631 in Lexington, KY and $109,739 in Santa Ana, CA — about 38% higher in Santa Ana, CA. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$769
$1,770
+130% in Santa Ana, CA
1 Bedroom
$887
$2,232
+152% in Santa Ana, CA
2 Bedroom
$1,119
$2,719
+143% in Santa Ana, CA
3 Bedroom
$1,408
$2,636
+87% in Santa Ana, CA

Buying a Home

Median Home Value
$272,100
$1,810,200
+565% in Santa Ana, CA

Income

Median Household Income
$67,631
$109,739
+62% in Santa Ana, CA
Metro Median Wage (annual)
$48,620
$55,850
+15% in Santa Ana, CA

People & Lifestyle

Median Age
35.2 yr
42.9 yr
+7.7 yr in Santa Ana, CA
Homeownership
53.6%
28.8%
+24.8 pp in Lexington, KY
Bachelor's+ (25+)
47.3%
68.9%
+21.6 pp in Santa Ana, CA
Avg Commute
20.8 min
25.8 min
+5.0 min in Santa Ana, CA

Crime (per 100k/yr)

Violent Crime
269.1
498.2
+85% in Santa Ana, CA
Property Crime
2,304.4
1,722.2
+25% in Lexington, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.6°F
65.6°F
+10.0°F in Santa Ana, CA
Annual Precipitation
45.2 in
13.6 in
+31.5 in in Lexington, KY

Gas

Regular Gasoline
$3.94/gal
$5.40/gal
+37% in Santa Ana, CA

Area: Midwest (PADD 2) vs Los Angeles.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs OCTA (2026).

Utilities

Electricity (¢/kWh)
15.0
33.3
+122% in Santa Ana, CA
Natural Gas ($/MCF)
$29.48
$20.72
+30% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in Santa Ana, CA
Bread (lb)
$1.75
$2.04
+17% in Santa Ana, CA
Eggs (doz)
$2.21
$2.19
+1% in Lexington, KY
Ground Beef (lb)
$6.45
$7.36
+14% in Santa Ana, CA
Chicken (lb)
$1.90
$2.01
+6% in Santa Ana, CA
Bananas (lb)
$0.62
$0.70
+14% in Santa Ana, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / CA)
6%
7.25%
+1.3 pp in CA
Income Tax (top rate)
3.50%
13.30%
+9.8 pp in CA

Lexington vs Santa Ana — FAQ

Is it cheaper to live in Lexington or Santa Ana?
Lexington, KY is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 58% below Santa Ana, CA's $2,560, mainly because of rent.
How much more do you need to earn to live in Lexington than in Santa Ana?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lexington versus $89,000 in Santa Ana.
Which has lower taxes, Lexington or Santa Ana?
Lexington is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Santa Ana under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).