Living Cost Compare
Lexington

Kentucky

$1,070/mo est.

vs
San Diego

California

$2,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,070 in Lexington, KY versus $2,210 in San Diego, CA. Overall, Lexington, KY is roughly 52% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $67,631 in Lexington, KY and $104,321 in San Diego, CA — about 35% higher in San Diego, CA. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$769
$1,737
+126% in San Diego, CA
1 Bedroom
$887
$1,883
+112% in San Diego, CA
2 Bedroom
$1,119
$2,348
+110% in San Diego, CA
3 Bedroom
$1,408
$2,818
+100% in San Diego, CA

Buying a Home

Median Home Value
$272,100
$848,500
+212% in San Diego, CA

Income

Median Household Income
$67,631
$104,321
+54% in San Diego, CA
Metro Median Wage (annual)
$48,620
$58,690
+21% in San Diego, CA

People & Lifestyle

Median Age
35.2 yr
36.0 yr
+0.8 yr in San Diego, CA
Homeownership
53.6%
47.6%
+6.0 pp in Lexington, KY
Bachelor's+ (25+)
47.3%
49.9%
+2.6 pp in San Diego, CA
Avg Commute
20.8 min
23.9 min
+3.1 min in San Diego, CA

Crime (per 100k/yr)

Violent Crime
269.1
414.3
+54% in San Diego, CA
Property Crime
2,304.4
1,693.6
+27% in Lexington, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.6°F
63.6°F
+8.0°F in San Diego, CA
Annual Precipitation
45.2 in
10.3 in
+34.8 in in Lexington, KY

Gas

Regular Gasoline
$3.94/gal
$5.40/gal
+37% in San Diego, CA

Area: Midwest (PADD 2) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs MTS (2026).

Utilities

Electricity (¢/kWh)
15.0
33.3
+122% in San Diego, CA
Natural Gas ($/MCF)
$29.48
$20.72
+30% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in San Diego, CA
Bread (lb)
$1.75
$2.04
+17% in San Diego, CA
Eggs (doz)
$2.21
$2.19
+1% in Lexington, KY
Ground Beef (lb)
$6.45
$7.36
+14% in San Diego, CA
Chicken (lb)
$1.90
$2.01
+6% in San Diego, CA
Bananas (lb)
$0.62
$0.70
+14% in San Diego, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / CA)
6%
7.25%
+1.3 pp in CA
Income Tax (top rate)
3.50%
13.30%
+9.8 pp in CA

Lexington vs San Diego — FAQ

Is it cheaper to live in Lexington or San Diego?
Lexington, KY is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 52% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in Lexington than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lexington versus $75,000 in San Diego.
Which has lower taxes, Lexington or San Diego?
Lexington is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).