Living Cost Compare
Lexington

Kentucky

$1,070/mo est.

vs
San Antonio

Texas

$1,290/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,070 in Lexington, KY versus $1,290 in San Antonio, TX. Overall, Lexington, KY is roughly 17% cheaper to live in day-to-day than San Antonio, TX, driven mainly by rent.

Median household income is $67,631 in Lexington, KY and $62,917 in San Antonio, TX — about 7% higher in Lexington, KY. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; Texas has no state income tax and a 6.25% state sales tax.

Rent

Studio
$769
$1,052
+37% in San Antonio, TX
1 Bedroom
$887
$1,084
+22% in San Antonio, TX
2 Bedroom
$1,119
$1,327
+19% in San Antonio, TX
3 Bedroom
$1,408
$1,545
+10% in San Antonio, TX

Buying a Home

Median Home Value
$272,100
$219,700
+19% in Lexington, KY

Income

Median Household Income
$67,631
$62,917
+7% in Lexington, KY
Metro Median Wage (annual)
$48,620
$47,010
+3% in Lexington, KY

People & Lifestyle

Median Age
35.2 yr
34.6 yr
+0.6 yr in Lexington, KY
Homeownership
53.6%
52.4%
+1.2 pp in Lexington, KY
Bachelor's+ (25+)
47.3%
28.7%
+18.6 pp in Lexington, KY
Avg Commute
20.8 min
24.6 min
+3.8 min in San Antonio, TX

Crime (per 100k/yr)

Violent Crime
269.1
605.7
+125% in San Antonio, TX
Property Crime
2,304.4
4,665.7
+102% in San Antonio, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.6°F
68.5°F
+12.9°F in San Antonio, TX
Annual Precipitation
45.2 in
34.9 in
+10.3 in in Lexington, KY

Gas

Regular Gasoline
$3.94/gal
$3.62/gal
+8% in Lexington, KY

Area: Midwest (PADD 2) vs Texas.

Public Transit

Base Fare (one-way)
$1.30

Adult base one-way fare — vs VIA Metropolitan Transit (2026).

Utilities

Electricity (¢/kWh)
15.0
16.4
+10% in San Antonio, TX
Natural Gas ($/MCF)
$29.48
$30.48
+3% in San Antonio, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / TX)
6%
6.25%
+0.3 pp in TX
Income Tax (top rate)
3.50%
None
+3.5 pp in KY

Lexington vs San Antonio — FAQ

Is it cheaper to live in Lexington or San Antonio?
Lexington, KY is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 17% below San Antonio, TX's $1,290, mainly because of rent.
How much more do you need to earn to live in Lexington than in San Antonio?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lexington versus $43,000 in San Antonio.
Which has lower taxes, Lexington or San Antonio?
Lexington is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); San Antonio under Texas's (no state income tax and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).