Living Cost Compare
Lexington

Kentucky

$1,070/mo est.

vs
Norman

Oklahoma

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,070 in Lexington, KY versus $1,030 in Norman, OK. Overall, Norman, OK is roughly 4% cheaper to live in day-to-day than Lexington, KY, driven mainly by rent.

Median household income is $67,631 in Lexington, KY and $65,060 in Norman, OK — about 4% higher in Lexington, KY. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Rent

Studio
$769
$820
+7% in Norman, OK
1 Bedroom
$887
$863
+3% in Lexington, KY
2 Bedroom
$1,119
$1,056
+6% in Lexington, KY
3 Bedroom
$1,408
$1,377
+2% in Lexington, KY

Buying a Home

Median Home Value
$272,100
$239,300
+12% in Lexington, KY

Income

Median Household Income
$67,631
$65,060
+4% in Lexington, KY
Metro Median Wage (annual)
$48,620
$47,230
+3% in Lexington, KY

People & Lifestyle

Median Age
35.2 yr
31.6 yr
+3.6 yr in Lexington, KY
Homeownership
53.6%
52.7%
+0.9 pp in Lexington, KY
Bachelor's+ (25+)
47.3%
46.2%
+1.1 pp in Lexington, KY
Avg Commute
20.8 min
22.2 min
+1.4 min in Norman, OK

Crime (per 100k/yr)

Violent Crime
269.1
268.6
+0% in Lexington, KY
Property Crime
2,304.4
2,294.1
+0% in Lexington, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.6°F
61.5°F
+5.9°F in Norman, OK
Annual Precipitation
45.2 in
36.5 in
+8.6 in in Lexington, KY

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.0
13.4
+11% in Lexington, KY
Natural Gas ($/MCF)
$29.48
$27.15
+8% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / OK)
6%
4.5%
+1.5 pp in KY
Income Tax (top rate)
3.50%
4.50%
+1.0 pp in OK

Lexington vs Norman — FAQ

Is it cheaper to live in Lexington or Norman?
Norman, OK is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 4% below Lexington, KY's $1,070, mainly because of rent.
How much more do you need to earn to live in Lexington than in Norman?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lexington versus $35,000 in Norman.
Which has lower taxes, Lexington or Norman?
Lexington is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Norman under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).