Living Cost Compare
Las Cruces

New Mexico

$940/mo est.

vs
Sacramento

California

$1,740/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $940 in Las Cruces, NM versus $1,740 in Sacramento, CA. Overall, Las Cruces, NM is roughly 46% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $55,176 in Las Cruces, NM and $83,753 in Sacramento, CA — about 34% higher in Sacramento, CA. New Mexico has a top state income tax rate of 5.90% and a 4.875% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$597
$1,259
+111% in Sacramento, CA
1 Bedroom
$793
$1,418
+79% in Sacramento, CA
2 Bedroom
$888
$1,742
+96% in Sacramento, CA
3 Bedroom
$1,177
$1,973
+68% in Sacramento, CA

Buying a Home

Median Home Value
$217,400
$484,600
+123% in Sacramento, CA

Income

Median Household Income
$55,176
$83,753
+52% in Sacramento, CA
Metro Median Wage (annual)
$42,070
$59,750
+42% in Sacramento, CA

People & Lifestyle

Median Age
32.7 yr
35.7 yr
+3.0 yr in Sacramento, CA
Homeownership
55.6%
51.5%
+4.1 pp in Las Cruces, NM
Bachelor's+ (25+)
37.3%
36.4%
+0.9 pp in Las Cruces, NM
Avg Commute
18.7 min
25.6 min
+6.9 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
726
756.6
+4% in Sacramento, CA
Property Crime
4,899.2
2,615.3
+47% in Las Cruces, NM

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
58.8°F
61.0°F
+2.2°F in Sacramento, CA
Annual Precipitation
18.5 in

Gas

Regular Gasoline
$3.62/gal
$5.40/gal
+49% in Sacramento, CA

Area: Gulf Coast (PADD 3) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SacRT (2026).

Utilities

Electricity (¢/kWh)
14.1
33.3
+135% in Sacramento, CA
Natural Gas ($/MCF)
$11.90
$20.72
+74% in Sacramento, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NM / CA)
4.875%
7.25%
+2.4 pp in CA
Income Tax (top rate)
5.90%
13.30%
+7.4 pp in CA

Las Cruces vs Sacramento — FAQ

Is it cheaper to live in Las Cruces or Sacramento?
Las Cruces, NM is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 46% below Sacramento, CA's $1,740, mainly because of rent.
How much more do you need to earn to live in Las Cruces than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Las Cruces versus $57,000 in Sacramento.
Which has lower taxes, Las Cruces or Sacramento?
Las Cruces is taxed under New Mexico's rules (a top state income tax rate of 5.90% and a 4.875% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).