Living Cost Compare
Las Cruces

New Mexico

$940/mo est.

vs
Lexington

Kentucky

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $940 in Las Cruces, NM versus $1,070 in Lexington, KY. Overall, Las Cruces, NM is roughly 12% cheaper to live in day-to-day than Lexington, KY, driven mainly by rent.

Median household income is $55,176 in Las Cruces, NM and $67,631 in Lexington, KY — about 18% higher in Lexington, KY. New Mexico has a top state income tax rate of 5.90% and a 4.875% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$597
$769
+29% in Lexington, KY
1 Bedroom
$793
$887
+12% in Lexington, KY
2 Bedroom
$888
$1,119
+26% in Lexington, KY
3 Bedroom
$1,177
$1,408
+20% in Lexington, KY

Buying a Home

Median Home Value
$217,400
$272,100
+25% in Lexington, KY

Income

Median Household Income
$55,176
$67,631
+23% in Lexington, KY
Metro Median Wage (annual)
$42,070
$48,620
+16% in Lexington, KY

People & Lifestyle

Median Age
32.7 yr
35.2 yr
+2.5 yr in Lexington, KY
Homeownership
55.6%
53.6%
+2.0 pp in Las Cruces, NM
Bachelor's+ (25+)
37.3%
47.3%
+10.0 pp in Lexington, KY
Avg Commute
18.7 min
20.8 min
+2.1 min in Lexington, KY

Crime (per 100k/yr)

Violent Crime
726
269.1
+63% in Las Cruces, NM
Property Crime
4,899.2
2,304.4
+53% in Las Cruces, NM

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
58.8°F
55.6°F
+3.2°F in Las Cruces, NM
Annual Precipitation
45.2 in

Gas

Regular Gasoline
$3.62/gal
$3.94/gal
+9% in Lexington, KY

Area: Gulf Coast (PADD 3) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
14.1
15.0
+6% in Lexington, KY
Natural Gas ($/MCF)
$11.90
$29.48
+148% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.00
+17% in Las Cruces, NM
Bread (lb)
$2.04
$1.75
+14% in Las Cruces, NM
Eggs (doz)
$2.19
$2.21
+1% in Lexington, KY
Ground Beef (lb)
$7.36
$6.45
+12% in Las Cruces, NM
Chicken (lb)
$2.01
$1.90
+6% in Las Cruces, NM
Bananas (lb)
$0.70
$0.62
+12% in Las Cruces, NM

Average prices — West vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NM / KY)
4.875%
6%
+1.1 pp in KY
Income Tax (top rate)
5.90%
3.50%
+2.4 pp in NM

Las Cruces vs Lexington — FAQ

Is it cheaper to live in Las Cruces or Lexington?
Las Cruces, NM is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 12% below Lexington, KY's $1,070, mainly because of rent.
How much more do you need to earn to live in Las Cruces than in Lexington?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Las Cruces versus $35,000 in Lexington.
Which has lower taxes, Las Cruces or Lexington?
Las Cruces is taxed under New Mexico's rules (a top state income tax rate of 5.90% and a 4.875% state sales tax); Lexington under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).