Living Cost Compare
Kansas City

Missouri

$1,200/mo est.

vs
Springfield

Missouri

$940/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,200 in Kansas City, MO versus $940 in Springfield, MO. Overall, Springfield, MO is roughly 22% cheaper to live in day-to-day than Kansas City, MO, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $45,984 in Springfield, MO — about 32% higher in Kansas City, MO. Both cities are in Missouri, so state taxes are identical: a top state income tax rate of 4.70% and a 4.225% state sales tax.

Rent

Studio
$961
$760
+21% in Kansas City, MO
1 Bedroom
$1,031
$772
+25% in Kansas City, MO
2 Bedroom
$1,211
$926
+24% in Kansas City, MO
3 Bedroom
$1,381
$1,158
+16% in Kansas City, MO

Buying a Home

Median Home Value
$227,000
$165,200
+27% in Kansas City, MO

Income

Median Household Income
$67,449
$45,984
+32% in Kansas City, MO
Metro Median Wage (annual)
$50,820
$45,780
+10% in Kansas City, MO

People & Lifestyle

Median Age
35.7 yr
33.6 yr
+2.1 yr in Kansas City, MO
Homeownership
54.6%
42.9%
+11.7 pp in Kansas City, MO
Bachelor's+ (25+)
37.8%
30.3%
+7.5 pp in Kansas City, MO
Avg Commute
21.9 min
18.0 min
+3.9 min in Kansas City, MO

Crime (per 100k/yr)

Violent Crime
1,557.1
1,189.8
+24% in Kansas City, MO
Property Crime
4,722.1
4,231.6
+10% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
56.3°F
+0.4°F in Kansas City, MO
Annual Precipitation
39.1 in
45.6 in
+6.5 in in Springfield, MO

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — RideKC (KCATA) vs (2026).

Utilities

Electricity (¢/kWh)
13.7
13.7
about equal
Natural Gas ($/MCF)
$24.13
$24.13
about equal

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / MO)
4.225%
4.225%
about equal
Income Tax (top rate)
4.70%
4.70%
about equal

Kansas City vs Springfield — FAQ

Is it cheaper to live in Kansas City or Springfield?
Springfield, MO is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 22% below Kansas City, MO's $1,200, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Springfield?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $31,000 in Springfield.
Which has lower taxes, Kansas City or Springfield?
Neither — both are in Missouri, so they share the same state tax rates: a top state income tax rate of 4.70% and a 4.225% state sales tax.

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).