Living Cost Compare
Kansas City

Missouri

$1,200/mo est.

vs
Sioux Falls

South Dakota

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,200 in Kansas City, MO versus $1,030 in Sioux Falls, SD. Overall, Sioux Falls, SD is roughly 14% cheaper to live in day-to-day than Kansas City, MO, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $74,714 in Sioux Falls, SD — about 10% higher in Sioux Falls, SD. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Rent

Studio
$961
$825
+14% in Kansas City, MO
1 Bedroom
$1,031
$870
+16% in Kansas City, MO
2 Bedroom
$1,211
$1,000
+17% in Kansas City, MO
3 Bedroom
$1,381
$1,237
+10% in Kansas City, MO

Buying a Home

Median Home Value
$227,000
$271,400
+20% in Sioux Falls, SD

Income

Median Household Income
$67,449
$74,714
+11% in Sioux Falls, SD
Metro Median Wage (annual)
$50,820
$47,970
+6% in Kansas City, MO

People & Lifestyle

Median Age
35.7 yr
35.1 yr
+0.6 yr in Kansas City, MO
Homeownership
54.6%
60.0%
+5.4 pp in Sioux Falls, SD
Bachelor's+ (25+)
37.8%
37.4%
+0.4 pp in Kansas City, MO
Avg Commute
21.9 min
17.0 min
+4.9 min in Kansas City, MO

Crime (per 100k/yr)

Violent Crime
1,557.1
526.7
+66% in Kansas City, MO
Property Crime
4,722.1
2,927.1
+38% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
45.8°F
+10.9°F in Kansas City, MO
Annual Precipitation
39.1 in
26.4 in
+12.7 in in Kansas City, MO

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — RideKC (KCATA) vs (2026).

Utilities

Electricity (¢/kWh)
13.7
15.7
+15% in Sioux Falls, SD
Natural Gas ($/MCF)
$24.13
$10.95
+55% in Kansas City, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / SD)
4.225%
4.2%
+0.0 pp in MO
Income Tax (top rate)
4.70%
None
+4.7 pp in MO

Kansas City vs Sioux Falls — FAQ

Is it cheaper to live in Kansas City or Sioux Falls?
Sioux Falls, SD is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 14% below Kansas City, MO's $1,200, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Sioux Falls?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $35,000 in Sioux Falls.
Which has lower taxes, Kansas City or Sioux Falls?
Kansas City is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Sioux Falls under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).