Living Cost Compare
Kansas City

Missouri

$1,200/mo est.

vs
Rochester

New York

$1,160/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,200 in Kansas City, MO versus $1,160 in Rochester, NY. Overall, Rochester, NY is roughly 3% cheaper to live in day-to-day than Kansas City, MO, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $46,628 in Rochester, NY — about 31% higher in Kansas City, MO. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$961
$750
+22% in Kansas City, MO
1 Bedroom
$1,031
$857
+17% in Kansas City, MO
2 Bedroom
$1,211
$1,114
+8% in Kansas City, MO
3 Bedroom
$1,381
$1,240
+10% in Kansas City, MO

Buying a Home

Median Home Value
$227,000
$120,600
+47% in Kansas City, MO

Income

Median Household Income
$67,449
$46,628
+31% in Kansas City, MO
Metro Median Wage (annual)
$50,820
$51,210
+1% in Rochester, NY

People & Lifestyle

Median Age
35.7 yr
33.5 yr
+2.2 yr in Kansas City, MO
Homeownership
54.6%
37.2%
+17.4 pp in Kansas City, MO
Bachelor's+ (25+)
37.8%
29.9%
+7.9 pp in Kansas City, MO
Avg Commute
21.9 min
18.9 min
+3.0 min in Kansas City, MO

Crime (per 100k/yr)

Violent Crime
1,557.1
690
+56% in Kansas City, MO
Property Crime
4,722.1
3,533.4
+25% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
48.2°F
+8.5°F in Kansas City, MO
Annual Precipitation
39.1 in
34.3 in
+4.8 in in Kansas City, MO

Gas

Regular Gasoline
$3.94/gal
$4.04/gal
+3% in Rochester, NY

Area: Midwest (PADD 2) vs New York.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — RideKC (KCATA) vs (2026).

Utilities

Electricity (¢/kWh)
13.7
29.9
+119% in Rochester, NY
Natural Gas ($/MCF)
$24.13
$22.74
+6% in Kansas City, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Rochester, NY
Eggs (doz)
$3.63
$2.19
+40% in Kansas City, MO
Ground Beef (lb)
$6.77
$6.90
+2% in Rochester, NY
Chicken (lb)
$2.10
$2.19
+4% in Rochester, NY
Bananas (lb)
$0.62
$0.69
+12% in Rochester, NY

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / NY)
4.225%
4%
+0.2 pp in MO
Income Tax (top rate)
4.70%
10.90%
+6.2 pp in NY

Kansas City vs Rochester — FAQ

Is it cheaper to live in Kansas City or Rochester?
Rochester, NY is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 3% below Kansas City, MO's $1,200, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $34,000 in Rochester.
Which has lower taxes, Kansas City or Rochester?
Kansas City is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Rochester under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).