Living Cost Compare
Kansas City

Missouri

$1,230/mo est.

vs
Paterson

New Jersey

$1,430/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,230 in Kansas City, MO versus $1,430 in Paterson, NJ. Overall, Kansas City, MO is roughly 14% cheaper to live in day-to-day than Paterson, NJ, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $53,766 in Paterson, NJ — about 20% higher in Kansas City, MO. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$961
$786
+18% in Kansas City, MO
1 Bedroom
$1,031
$1,183
+15% in Paterson, NJ
2 Bedroom
$1,211
$1,468
+21% in Paterson, NJ
3 Bedroom
$1,381
$1,729
+25% in Paterson, NJ

Buying a Home

Median Home Value
$227,000
$335,400
+48% in Paterson, NJ

Income

Median Household Income
$67,449
$53,766
+20% in Kansas City, MO
Metro Median Wage (annual)
$50,820
$61,430
+21% in Paterson, NJ

People & Lifestyle

Median Age
35.7 yr
33.3 yr
+2.4 yr in Kansas City, MO
Homeownership
54.6%
26.2%
+28.4 pp in Kansas City, MO
Bachelor's+ (25+)
37.8%
12.5%
+25.3 pp in Kansas City, MO
Avg Commute
21.9 min
23.1 min
+1.2 min in Paterson, NJ

Crime (per 100k/yr)

Violent Crime
1,557.1
1,010.1
+35% in Kansas City, MO
Property Crime
4,722.1
2,391.4
+49% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
52.2°F
+4.5°F in Kansas City, MO
Annual Precipitation
39.1 in
49.0 in
+10.0 in in Paterson, NJ

Gas

Regular Gasoline
$3.85/gal
$3.94/gal
+2% in Paterson, NJ

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — RideKC (KCATA) vs (2026).

Utilities

Electricity (¢/kWh)
16.2
24.9
+54% in Paterson, NJ
Natural Gas ($/MCF)
$28.78
$17.68
+39% in Kansas City, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Paterson, NJ
Eggs (doz)
$3.63
$2.19
+40% in Kansas City, MO
Ground Beef (lb)
$6.77
$6.90
+2% in Paterson, NJ
Chicken (lb)
$2.10
$2.19
+4% in Paterson, NJ
Bananas (lb)
$0.62
$0.69
+12% in Paterson, NJ

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / NJ)
4.225%
6.625%
+2.4 pp in NJ
Income Tax (top rate)
4.70%
10.75%
+6.0 pp in NJ

Kansas City vs Paterson — FAQ

Is it cheaper to live in Kansas City or Paterson?
Kansas City, MO is cheaper. Its monthly baseline of $1,230 (1BR rent + utilities) runs about 14% below Paterson, NJ's $1,430, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Paterson?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $47,000 in Paterson.
Which has lower taxes, Kansas City or Paterson?
Kansas City is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Paterson under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).