Living Cost Compare
Kansas City

Missouri

$1,180/mo est.

vs
Omaha

Nebraska

$1,120/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,180 in Kansas City, MO versus $1,120 in Omaha, NE. Overall, Omaha, NE is roughly 5% cheaper to live in day-to-day than Kansas City, MO, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $72,708 in Omaha, NE — about 7% higher in Omaha, NE. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax.

Rent

Studio
$961
$908
+6% in Kansas City, MO
1 Bedroom
$1,031
$984
+5% in Kansas City, MO
2 Bedroom
$1,211
$1,193
+1% in Kansas City, MO
3 Bedroom
$1,381
$1,437
+4% in Omaha, NE

Buying a Home

Median Home Value
$227,000
$230,100
+1% in Omaha, NE

Income

Median Household Income
$67,449
$72,708
+8% in Omaha, NE
Metro Median Wage (annual)
$50,820
$49,660
+2% in Kansas City, MO

People & Lifestyle

Median Age
35.7 yr
35.3 yr
+0.4 yr in Kansas City, MO
Homeownership
54.6%
57.7%
+3.1 pp in Omaha, NE
Bachelor's+ (25+)
37.8%
40.3%
+2.5 pp in Omaha, NE
Avg Commute
21.9 min
19.6 min
+2.3 min in Kansas City, MO

Crime (per 100k/yr)

Violent Crime
1,556.3
358.6
+77% in Kansas City, MO
Property Crime
4,719.3
3,153
+33% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
51.1°F
+5.6°F in Kansas City, MO
Annual Precipitation
39.1 in
30.6 in
+8.4 in in Kansas City, MO

Gas

Regular Gasoline
$4.35/gal
$4.35/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00
$1.25
+38% in Kansas City, MO

Adult base one-way fare — RideKC (KCATA) vs Metro Transit (Omaha) (2026).

Utilities

Electricity (¢/kWh)
13.4
13.1
+3% in Kansas City, MO
Natural Gas ($/MCF)
$15.74
$12.06
+23% in Kansas City, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.14
$4.14
about equal
Bread (lb)
$1.79
$1.79
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.97
$6.97
about equal
Chicken (lb)
$2.15
$2.15
about equal
Bananas (lb)
$0.63
$0.63
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / NE)
4.225%
5.5%
+1.3 pp in NE
Income Tax (top rate)
4.70%
4.55%
+0.2 pp in MO

Kansas City vs Omaha — FAQ

Is it cheaper to live in Kansas City or Omaha?
Omaha, NE is cheaper. Its monthly baseline of $1,120 (1BR rent + utilities) runs about 5% below Kansas City, MO's $1,180, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Omaha?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $39,000 in Omaha.
Which has lower taxes, Kansas City or Omaha?
Kansas City is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Omaha under Nebraska's (a top state income tax rate of 4.55% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).