Living Cost Compare
Kansas City

Missouri

$1,230/mo est.

vs
Montgomery

Alabama

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,230 in Kansas City, MO versus $1,020 in Montgomery, AL. Overall, Montgomery, AL is roughly 17% cheaper to live in day-to-day than Kansas City, MO, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $55,687 in Montgomery, AL — about 17% higher in Kansas City, MO. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; Alabama has a top state income tax rate of 5.00% and a 4% state sales tax.

Rent

Studio
$961
$864
+10% in Kansas City, MO
1 Bedroom
$1,031
$831
+19% in Kansas City, MO
2 Bedroom
$1,211
$982
+19% in Kansas City, MO
3 Bedroom
$1,381
$1,172
+15% in Kansas City, MO

Buying a Home

Median Home Value
$227,000
$148,500
+35% in Kansas City, MO

Income

Median Household Income
$67,449
$55,687
+17% in Kansas City, MO
Metro Median Wage (annual)
$50,820
$44,950
+12% in Kansas City, MO

People & Lifestyle

Median Age
35.7 yr
36.2 yr
+0.5 yr in Montgomery, AL
Homeownership
54.6%
54.3%
+0.3 pp in Kansas City, MO
Bachelor's+ (25+)
37.8%
33.5%
+4.3 pp in Kansas City, MO
Avg Commute
21.9 min
20.5 min
+1.4 min in Kansas City, MO

Crime (per 100k/yr)

Violent Crime
1,557.1
605.5
+61% in Kansas City, MO
Property Crime
4,722.1
2,258.3
+52% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
65.1°F
+8.4°F in Montgomery, AL
Annual Precipitation
39.1 in
53.1 in
+14.0 in in Montgomery, AL

Gas

Regular Gasoline
$3.85/gal
$3.62/gal
+6% in Kansas City, MO

Area: Midwest (PADD 2) vs Gulf Coast (PADD 3).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — RideKC (KCATA) vs (2026).

Utilities

Electricity (¢/kWh)
16.2
16.4
+1% in Montgomery, AL
Natural Gas ($/MCF)
$28.78
$24.06
+16% in Kansas City, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Kansas City, MO
Bread (lb)
$1.66
$1.75
+5% in Montgomery, AL
Eggs (doz)
$3.63
$2.21
+39% in Kansas City, MO
Ground Beef (lb)
$6.77
$6.45
+5% in Kansas City, MO
Chicken (lb)
$2.10
$1.90
+9% in Kansas City, MO
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / AL)
4.225%
4%
+0.2 pp in MO
Income Tax (top rate)
4.70%
5.00%
+0.3 pp in AL

Kansas City vs Montgomery — FAQ

Is it cheaper to live in Kansas City or Montgomery?
Montgomery, AL is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 17% below Kansas City, MO's $1,230, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Montgomery?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $33,000 in Montgomery.
Which has lower taxes, Kansas City or Montgomery?
Kansas City is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Montgomery under Alabama's (a top state income tax rate of 5.00% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).