Living Cost Compare
Kansas City

Missouri

$1,200/mo est.

vs
Lincoln

Nebraska

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,200 in Kansas City, MO versus $1,030 in Lincoln, NE. Overall, Lincoln, NE is roughly 14% cheaper to live in day-to-day than Kansas City, MO, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $69,991 in Lincoln, NE — about 4% higher in Lincoln, NE. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax.

Rent

Studio
$961
$851
+11% in Kansas City, MO
1 Bedroom
$1,031
$879
+15% in Kansas City, MO
2 Bedroom
$1,211
$1,070
+12% in Kansas City, MO
3 Bedroom
$1,381
$1,379
+0% in Kansas City, MO

Buying a Home

Median Home Value
$227,000
$248,200
+9% in Lincoln, NE

Income

Median Household Income
$67,449
$69,991
+4% in Lincoln, NE
Metro Median Wage (annual)
$50,820
$49,800
+2% in Kansas City, MO

People & Lifestyle

Median Age
35.7 yr
33.4 yr
+2.3 yr in Kansas City, MO
Homeownership
54.6%
55.8%
+1.2 pp in Lincoln, NE
Bachelor's+ (25+)
37.8%
41.0%
+3.2 pp in Lincoln, NE
Avg Commute
21.9 min
18.3 min
+3.6 min in Kansas City, MO

Crime (per 100k/yr)

Violent Crime
1,557.1
363.1
+77% in Kansas City, MO
Property Crime
4,722.1
2,484.4
+47% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
51.5°F
+5.2°F in Kansas City, MO
Annual Precipitation
39.1 in
30.9 in
+8.2 in in Kansas City, MO

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — RideKC (KCATA) vs (2026).

Utilities

Electricity (¢/kWh)
13.7
13.6
+1% in Kansas City, MO
Natural Gas ($/MCF)
$24.13
$15.53
+36% in Kansas City, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / NE)
4.225%
5.5%
+1.3 pp in NE
Income Tax (top rate)
4.70%
4.55%
+0.2 pp in MO

Kansas City vs Lincoln — FAQ

Is it cheaper to live in Kansas City or Lincoln?
Lincoln, NE is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 14% below Kansas City, MO's $1,200, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Lincoln?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $35,000 in Lincoln.
Which has lower taxes, Kansas City or Lincoln?
Kansas City is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Lincoln under Nebraska's (a top state income tax rate of 4.55% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).