Living Cost Compare
Kansas City

Missouri

$1,200/mo est.

vs
Lexington

Kentucky

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,200 in Kansas City, MO versus $1,070 in Lexington, KY. Overall, Lexington, KY is roughly 11% cheaper to live in day-to-day than Kansas City, MO, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $67,631 in Lexington, KY. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$961
$769
+20% in Kansas City, MO
1 Bedroom
$1,031
$887
+14% in Kansas City, MO
2 Bedroom
$1,211
$1,119
+8% in Kansas City, MO
3 Bedroom
$1,381
$1,408
+2% in Lexington, KY

Buying a Home

Median Home Value
$227,000
$272,100
+20% in Lexington, KY

Income

Median Household Income
$67,449
$67,631
+0% in Lexington, KY
Metro Median Wage (annual)
$50,820
$48,620
+4% in Kansas City, MO

People & Lifestyle

Median Age
35.7 yr
35.2 yr
+0.5 yr in Kansas City, MO
Homeownership
54.6%
53.6%
+1.0 pp in Kansas City, MO
Bachelor's+ (25+)
37.8%
47.3%
+9.5 pp in Lexington, KY
Avg Commute
21.9 min
20.8 min
+1.1 min in Kansas City, MO

Crime (per 100k/yr)

Violent Crime
1,557.1
269.1
+83% in Kansas City, MO
Property Crime
4,722.1
2,304.4
+51% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
55.6°F
+1.1°F in Kansas City, MO
Annual Precipitation
39.1 in
45.2 in
+6.1 in in Lexington, KY

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — RideKC (KCATA) vs (2026).

Utilities

Electricity (¢/kWh)
13.7
15.0
+10% in Lexington, KY
Natural Gas ($/MCF)
$24.13
$29.48
+22% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Kansas City, MO
Bread (lb)
$1.66
$1.75
+5% in Lexington, KY
Eggs (doz)
$3.63
$2.21
+39% in Kansas City, MO
Ground Beef (lb)
$6.77
$6.45
+5% in Kansas City, MO
Chicken (lb)
$2.10
$1.90
+9% in Kansas City, MO
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / KY)
4.225%
6%
+1.8 pp in KY
Income Tax (top rate)
4.70%
3.50%
+1.2 pp in MO

Kansas City vs Lexington — FAQ

Is it cheaper to live in Kansas City or Lexington?
Lexington, KY is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 11% below Kansas City, MO's $1,200, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Lexington?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $35,000 in Lexington.
Which has lower taxes, Kansas City or Lexington?
Kansas City is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Lexington under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).