Monthly estimate = 1BR rent + electricity + gas
A one-person monthly baseline (1BR rent plus typical utilities) runs $2,100 in Jersey City, NJ versus $2,220 in San Diego, CA. Overall, Jersey City, NJ is roughly 5% cheaper to live in day-to-day than San Diego, CA, driven mainly by electricity costs.
Median household income is $94,813 in Jersey City, NJ and $104,321 in San Diego, CA — about 9% higher in San Diego, CA. New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.
Rent
Buying a Home
Income
People & Lifestyle
Crime (per 100k/yr)
FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.
Climate
Gas
Area: East Coast (PADD 1) vs California.
Public Transit
Adult base one-way fare — — vs MTS (2026).
Utilities
Residential, state-level averages (EIA). MCF = 1,000 cubic feet.
Groceries
Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.
State Taxes
Jersey City vs San Diego — FAQ
- Is it cheaper to live in Jersey City or San Diego?
- Jersey City, NJ is cheaper. Its monthly baseline of $2,100 (1BR rent + utilities) runs about 5% below San Diego, CA's $2,220, mainly because of electricity costs.
- How much more do you need to earn to live in Jersey City than in San Diego?
- To keep rent near the recommended 30% of gross income, you'd want to earn roughly $74,000 a year in Jersey City versus $75,000 in San Diego.
- Which has lower taxes, Jersey City or San Diego?
- Jersey City is taxed under New Jersey's rules (a top state income tax rate of 10.75% and a 6.625% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).
Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).