Living Cost Compare
Jersey City

New Jersey

$2,100/mo est.

vs
Mesa

Arizona

$1,470/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,100 in Jersey City, NJ versus $1,470 in Mesa, AZ. Overall, Mesa, AZ is roughly 30% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $94,813 in Jersey City, NJ and $78,779 in Mesa, AZ — about 17% higher in Jersey City, NJ. New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax; Arizona has a top state income tax rate of 2.50% and a 5.6% state sales tax.

Rent

Studio
$1,949
$1,209
+38% in Jersey City, NJ
1 Bedroom
$1,853
$1,288
+30% in Jersey City, NJ
2 Bedroom
$1,857
$1,458
+21% in Jersey City, NJ
3 Bedroom
$2,004
$1,819
+9% in Jersey City, NJ

Buying a Home

Median Home Value
$534,500
$364,300
+32% in Jersey City, NJ

Income

Median Household Income
$94,813
$78,779
+17% in Jersey City, NJ
Metro Median Wage (annual)
$61,430
$51,380
+16% in Jersey City, NJ

People & Lifestyle

Median Age
34.7 yr
37.2 yr
+2.5 yr in Mesa, AZ
Homeownership
28.8%
64.4%
+35.6 pp in Mesa, AZ
Bachelor's+ (25+)
53.1%
31.5%
+21.6 pp in Jersey City, NJ
Avg Commute
36.9 min
25.0 min
+11.9 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
562.9
486.2
+14% in Jersey City, NJ
Property Crime
2,036.4
1,488
+27% in Jersey City, NJ

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.0°F
75.1°F
+20.1°F in Mesa, AZ
Annual Precipitation
49.9 in
8.0 in
+41.9 in in Jersey City, NJ

Gas

Regular Gasoline
$3.94/gal
$5.21/gal
+32% in Mesa, AZ

Area: East Coast (PADD 1) vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs Valley Metro (2026).

Utilities

Electricity (¢/kWh)
24.9
15.2
+39% in Jersey City, NJ
Natural Gas ($/MCF)
$17.68
$24.74
+40% in Mesa, AZ

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Mesa, AZ
Bread (lb)
$1.92
$2.04
+6% in Mesa, AZ
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in Mesa, AZ
Chicken (lb)
$2.19
$2.01
+8% in Jersey City, NJ
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NJ / AZ)
6.625%
5.6%
+1.0 pp in NJ
Income Tax (top rate)
10.75%
2.50%
+8.3 pp in NJ

Jersey City vs Mesa — FAQ

Is it cheaper to live in Jersey City or Mesa?
Mesa, AZ is cheaper. Its monthly baseline of $1,470 (1BR rent + utilities) runs about 30% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Jersey City than in Mesa?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $74,000 a year in Jersey City versus $52,000 in Mesa.
Which has lower taxes, Jersey City or Mesa?
Jersey City is taxed under New Jersey's rules (a top state income tax rate of 10.75% and a 6.625% state sales tax); Mesa under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).