Living Cost Compare
Jersey City

New Jersey

$2,100/mo est.

vs
Los Angeles

California

$2,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,100 in Jersey City, NJ versus $2,030 in Los Angeles, CA. Overall, Los Angeles, CA is roughly 3% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $94,813 in Jersey City, NJ and $80,366 in Los Angeles, CA — about 15% higher in Jersey City, NJ. New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,949
$1,468
+25% in Jersey City, NJ
1 Bedroom
$1,853
$1,688
+9% in Jersey City, NJ
2 Bedroom
$1,857
$2,148
+16% in Los Angeles, CA
3 Bedroom
$2,004
$2,489
+24% in Los Angeles, CA

Buying a Home

Median Home Value
$534,500
$879,500
+65% in Los Angeles, CA

Income

Median Household Income
$94,813
$80,366
+15% in Jersey City, NJ
Metro Median Wage (annual)
$61,430
$55,850
+9% in Jersey City, NJ

People & Lifestyle

Median Age
34.7 yr
36.9 yr
+2.2 yr in Los Angeles, CA
Homeownership
28.8%
36.3%
+7.5 pp in Los Angeles, CA
Bachelor's+ (25+)
53.1%
37.8%
+15.3 pp in Jersey City, NJ
Avg Commute
36.9 min
31.1 min
+5.8 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
562.9
730.3
+30% in Los Angeles, CA
Property Crime
2,036.4
1,501.4
+26% in Jersey City, NJ

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.0°F
67.0°F
+12.0°F in Los Angeles, CA
Annual Precipitation
49.9 in
21.2 in
+28.7 in in Jersey City, NJ

Gas

Regular Gasoline
$3.94/gal
$5.53/gal
+41% in Los Angeles, CA

Area: East Coast (PADD 1) vs Los Angeles.

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs LA Metro (2026).

Utilities

Electricity (¢/kWh)
24.9
34.7
+39% in Los Angeles, CA
Natural Gas ($/MCF)
$17.68
$20.33
+15% in Los Angeles, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Los Angeles, CA
Bread (lb)
$1.92
$2.04
+6% in Los Angeles, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in Los Angeles, CA
Chicken (lb)
$2.19
$2.01
+8% in Jersey City, NJ
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NJ / CA)
6.625%
7.25%
+0.6 pp in CA
Income Tax (top rate)
10.75%
13.30%
+2.6 pp in CA

Jersey City vs Los Angeles — FAQ

Is it cheaper to live in Jersey City or Los Angeles?
Los Angeles, CA is cheaper. Its monthly baseline of $2,030 (1BR rent + utilities) runs about 3% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Jersey City than in Los Angeles?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $74,000 a year in Jersey City versus $68,000 in Los Angeles.
Which has lower taxes, Jersey City or Los Angeles?
Jersey City is taxed under New Jersey's rules (a top state income tax rate of 10.75% and a 6.625% state sales tax); Los Angeles under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).