Is it cheaper to live in Jackson or Tucson?

Jackson, MS is cheaper. Its monthly baseline of $1,010 (1BR rent + utilities) runs about 6% below Tucson, AZ's $1,070, mainly because of rent.

How much more do you need to earn to live in Jackson than in Tucson?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Jackson versus $36,000 in Tucson.

Which has lower taxes, Jackson or Tucson?

Jackson is taxed under Mississippi's rules (a top state income tax rate of 4.00% and a 7% state sales tax); Tucson under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Jackson vs Tucson Cost of Living 2026

Jackson

Mississippi

$1,010/mo est.

Tucson

Arizona

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,010 in Jackson, MS versus $1,070 in Tucson, AZ. Overall, Jackson, MS is roughly 6% cheaper to live in day-to-day than Tucson, AZ, driven mainly by rent.

Median household income is $43,238 in Jackson, MS and $54,546 in Tucson, AZ — about 21% higher in Tucson, AZ. Mississippi has a top state income tax rate of 4.00% and a 7% state sales tax; Arizona has a top state income tax rate of 2.50% and a 5.6% state sales tax.

Jackson, MS

Tucson, AZ

Rent

Studio

$1,085

$795

+27% in Jackson, MS

1 Bedroom

$816

$891

+9% in Tucson, AZ

2 Bedroom

$991

$1,146

+16% in Tucson, AZ

3 Bedroom

$1,121

$1,520

+36% in Tucson, AZ

Buying a Home

Median Home Value

$108,200

$242,200

+124% in Tucson, AZ

Income

Median Household Income

$43,238

$54,546

+26% in Tucson, AZ

Metro Median Wage (annual)

$42,850

$47,760

+11% in Tucson, AZ

People & Lifestyle

Median Age

34.7 yr

34.6 yr

+0.1 yr in Jackson, MS

Homeownership

48.6%

51.7%

+3.1 pp in Tucson, AZ

Bachelor's+ (25+)

28.6%

30.2%

+1.6 pp in Tucson, AZ

Avg Commute

20.2 min

22.2 min

+2.0 min in Tucson, AZ

Crime (per 100k/yr)

Violent Crime

—

645.8

Property Crime

—

3,460

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

65.3°F

70.2°F

+4.9°F in Tucson, AZ

Annual Precipitation

54.3 in

11.6 in

+42.7 in in Jackson, MS

Gas

Regular Gasoline

$3.62/gal

$5.09/gal

+40% in Tucson, AZ

Area: Gulf Coast (PADD 3) vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)

—

Free

Adult base one-way fare — — vs Sun Tran (2026).

Utilities

Electricity (¢/kWh)

16.2

15.2

+6% in Jackson, MS

Natural Gas ($/MCF)

$27.68

$22.44

+19% in Jackson, MS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.82

+20% in Tucson, AZ

Bread (lb)

$1.75

$2.04

+17% in Tucson, AZ

Eggs (doz)

$2.21

$2.19

+1% in Jackson, MS

Ground Beef (lb)

$6.45

$7.36

+14% in Tucson, AZ

Chicken (lb)

$1.90

$2.01

+6% in Tucson, AZ

Bananas (lb)

$0.62

$0.70

+14% in Tucson, AZ

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MS / AZ)

5.6%

+1.4 pp in MS

Income Tax (top rate)

4.00%

2.50%

+1.5 pp in MS

Jackson vs Tucson — FAQ

Is it cheaper to live in Jackson or Tucson?: Jackson, MS is cheaper. Its monthly baseline of $1,010 (1BR rent + utilities) runs about 6% below Tucson, AZ's $1,070, mainly because of rent.
How much more do you need to earn to live in Jackson than in Tucson?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Jackson versus $36,000 in Tucson.
Which has lower taxes, Jackson or Tucson?: Jackson is taxed under Mississippi's rules (a top state income tax rate of 4.00% and a 7% state sales tax); Tucson under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).