Living Cost Compare
Huntsville

Alabama

$1,090/mo est.

vs
San Francisco

California

$2,760/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,090 in Huntsville, AL versus $2,760 in San Francisco, CA. Overall, Huntsville, AL is roughly 61% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.

Median household income is $70,778 in Huntsville, AL and $141,446 in San Francisco, CA — about 50% higher in San Francisco, CA. Alabama has a top state income tax rate of 5.00% and a 4% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$815
$1,560
+91% in San Francisco, CA
1 Bedroom
$900
$2,425
+169% in San Francisco, CA
2 Bedroom
$1,080
$2,982
+176% in San Francisco, CA
3 Bedroom
$1,251
$3,269
+161% in San Francisco, CA

Buying a Home

Median Home Value
$263,100
$1,380,500
+425% in San Francisco, CA

Income

Median Household Income
$70,778
$141,446
+100% in San Francisco, CA
Metro Median Wage (annual)
$51,740
$74,260
+44% in San Francisco, CA

People & Lifestyle

Median Age
36.4 yr
39.7 yr
+3.3 yr in San Francisco, CA
Homeownership
58.1%
38.5%
+19.6 pp in Huntsville, AL
Bachelor's+ (25+)
46.2%
60.1%
+13.9 pp in San Francisco, CA
Avg Commute
19.3 min
31.2 min
+11.9 min in San Francisco, CA

Crime (per 100k/yr)

Violent Crime
483.2
596.5
+23% in San Francisco, CA
Property Crime
2,395.7
3,962.2
+65% in San Francisco, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
62.1°F
57.3°F
+4.8°F in Huntsville, AL
Annual Precipitation
54.3 in
23.6 in
+30.7 in in Huntsville, AL

Gas

Regular Gasoline
$3.62/gal
$5.55/gal
+53% in San Francisco, CA

Area: Gulf Coast (PADD 3) vs San Francisco.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SF Muni (2026).

Utilities

Electricity (¢/kWh)
16.4
34.7
+112% in San Francisco, CA
Natural Gas ($/MCF)
$24.06
$20.33
+16% in Huntsville, AL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in San Francisco, CA
Bread (lb)
$1.75
$2.04
+17% in San Francisco, CA
Eggs (doz)
$2.21
$2.19
+1% in Huntsville, AL
Ground Beef (lb)
$6.45
$7.36
+14% in San Francisco, CA
Chicken (lb)
$1.90
$2.01
+6% in San Francisco, CA
Bananas (lb)
$0.62
$0.70
+14% in San Francisco, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (AL / CA)
4%
7.25%
+3.3 pp in CA
Income Tax (top rate)
5.00%
13.30%
+8.3 pp in CA

Huntsville vs San Francisco — FAQ

Is it cheaper to live in Huntsville or San Francisco?
Huntsville, AL is cheaper. Its monthly baseline of $1,090 (1BR rent + utilities) runs about 61% below San Francisco, CA's $2,760, mainly because of rent.
How much more do you need to earn to live in Huntsville than in San Francisco?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $36,000 a year in Huntsville versus $97,000 in San Francisco.
Which has lower taxes, Huntsville or San Francisco?
Huntsville is taxed under Alabama's rules (a top state income tax rate of 5.00% and a 4% state sales tax); San Francisco under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).