Living Cost Compare
Houston

Texas

$1,360/mo est.

vs
Tulsa

Oklahoma

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,360 in Houston, TX versus $1,020 in Tulsa, OK. Overall, Tulsa, OK is roughly 25% cheaper to live in day-to-day than Houston, TX, driven mainly by rent.

Median household income is $62,894 in Houston, TX and $58,407 in Tulsa, OK — about 7% higher in Houston, TX. Texas has no state income tax and a 6.25% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Rent

Studio
$1,142
$786
+31% in Houston, TX
1 Bedroom
$1,156
$847
+27% in Houston, TX
2 Bedroom
$1,375
$1,045
+24% in Houston, TX
3 Bedroom
$1,664
$1,265
+24% in Houston, TX

Buying a Home

Median Home Value
$253,400
$189,600
+25% in Houston, TX

Income

Median Household Income
$62,894
$58,407
+7% in Houston, TX
Metro Median Wage (annual)
$49,410
$46,670
+6% in Houston, TX

People & Lifestyle

Median Age
34.3 yr
35.5 yr
+1.2 yr in Tulsa, OK
Homeownership
42.0%
52.0%
+10.0 pp in Tulsa, OK
Bachelor's+ (25+)
36.0%
33.3%
+2.7 pp in Houston, TX
Avg Commute
27.3 min
18.7 min
+8.6 min in Houston, TX

Crime (per 100k/yr)

Violent Crime
1,153.8
948.9
+18% in Houston, TX
Property Crime
4,324.9
3,664.6
+15% in Houston, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.3°F
60.1°F
+10.2°F in Houston, TX
Annual Precipitation
54.6 in
43.7 in
+10.9 in in Houston, TX

Gas

Regular Gasoline
$3.52/gal
$3.94/gal
+12% in Tulsa, OK

Area: Houston vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — Houston METRO vs (2026).

Utilities

Electricity (¢/kWh)
16.4
13.4
+19% in Houston, TX
Natural Gas ($/MCF)
$30.48
$27.15
+11% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / OK)
6.25%
4.5%
+1.8 pp in TX
Income Tax (top rate)
None
4.50%
+4.5 pp in OK

Houston vs Tulsa — FAQ

Is it cheaper to live in Houston or Tulsa?
Tulsa, OK is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 25% below Houston, TX's $1,360, mainly because of rent.
How much more do you need to earn to live in Houston than in Tulsa?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Houston versus $34,000 in Tulsa.
Which has lower taxes, Houston or Tulsa?
Houston is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Tulsa under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).