Living Cost Compare
Houston

Texas

$1,360/mo est.

vs
Rochester

Minnesota

$1,280/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,360 in Houston, TX versus $1,280 in Rochester, MN. Overall, Rochester, MN is roughly 6% cheaper to live in day-to-day than Houston, TX, driven mainly by rent.

Median household income is $62,894 in Houston, TX and $87,767 in Rochester, MN — about 28% higher in Rochester, MN. Texas has no state income tax and a 6.25% state sales tax; Minnesota has a top state income tax rate of 9.85% and a 6.875% state sales tax.

Rent

Studio
$1,142
$1,080
+5% in Houston, TX
1 Bedroom
$1,156
$1,106
+4% in Houston, TX
2 Bedroom
$1,375
$1,243
+10% in Houston, TX
3 Bedroom
$1,664
$1,646
+1% in Houston, TX

Buying a Home

Median Home Value
$253,400
$287,500
+13% in Rochester, MN

Income

Median Household Income
$62,894
$87,767
+40% in Rochester, MN
Metro Median Wage (annual)
$49,410
$60,620
+23% in Rochester, MN

People & Lifestyle

Median Age
34.3 yr
36.4 yr
+2.1 yr in Rochester, MN
Homeownership
42.0%
65.4%
+23.4 pp in Rochester, MN
Bachelor's+ (25+)
36.0%
50.1%
+14.1 pp in Rochester, MN
Avg Commute
27.3 min
17.2 min
+10.1 min in Houston, TX

Crime (per 100k/yr)

Violent Crime
1,153.8
158.9
+86% in Houston, TX
Property Crime
4,324.9
1,379
+68% in Houston, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.3°F
45.4°F
+24.9°F in Houston, TX
Annual Precipitation
54.6 in
33.0 in
+21.6 in in Houston, TX

Gas

Regular Gasoline
$3.52/gal
$3.95/gal
+12% in Rochester, MN

Area: Houston vs Minnesota.

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — Houston METRO vs (2026).

Utilities

Electricity (¢/kWh)
16.4
16.9
+3% in Rochester, MN
Natural Gas ($/MCF)
$30.48
$14.95
+51% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Rochester, MN
Bread (lb)
$1.75
$1.66
+5% in Houston, TX
Eggs (doz)
$2.21
$3.63
+64% in Rochester, MN
Ground Beef (lb)
$6.45
$6.77
+5% in Rochester, MN
Chicken (lb)
$1.90
$2.10
+10% in Rochester, MN
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / MN)
6.25%
6.875%
+0.6 pp in MN
Income Tax (top rate)
None
9.85%
+9.8 pp in MN

Houston vs Rochester — FAQ

Is it cheaper to live in Houston or Rochester?
Rochester, MN is cheaper. Its monthly baseline of $1,280 (1BR rent + utilities) runs about 6% below Houston, TX's $1,360, mainly because of rent.
How much more do you need to earn to live in Houston than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Houston versus $44,000 in Rochester.
Which has lower taxes, Houston or Rochester?
Houston is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Rochester under Minnesota's (a top state income tax rate of 9.85% and a 6.875% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).