Living Cost Compare
Houston

Texas

$1,360/mo est.

vs
Lincoln

Nebraska

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,360 in Houston, TX versus $1,030 in Lincoln, NE. Overall, Lincoln, NE is roughly 24% cheaper to live in day-to-day than Houston, TX, driven mainly by rent.

Median household income is $62,894 in Houston, TX and $69,991 in Lincoln, NE — about 10% higher in Lincoln, NE. Texas has no state income tax and a 6.25% state sales tax; Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax.

Rent

Studio
$1,142
$851
+25% in Houston, TX
1 Bedroom
$1,156
$879
+24% in Houston, TX
2 Bedroom
$1,375
$1,070
+22% in Houston, TX
3 Bedroom
$1,664
$1,379
+17% in Houston, TX

Buying a Home

Median Home Value
$253,400
$248,200
+2% in Houston, TX

Income

Median Household Income
$62,894
$69,991
+11% in Lincoln, NE
Metro Median Wage (annual)
$49,410
$49,800
+1% in Lincoln, NE

People & Lifestyle

Median Age
34.3 yr
33.4 yr
+0.9 yr in Houston, TX
Homeownership
42.0%
55.8%
+13.8 pp in Lincoln, NE
Bachelor's+ (25+)
36.0%
41.0%
+5.0 pp in Lincoln, NE
Avg Commute
27.3 min
18.3 min
+9.0 min in Houston, TX

Crime (per 100k/yr)

Violent Crime
1,153.8
363.1
+69% in Houston, TX
Property Crime
4,324.9
2,484.4
+43% in Houston, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.3°F
51.5°F
+18.8°F in Houston, TX
Annual Precipitation
54.6 in
30.9 in
+23.8 in in Houston, TX

Gas

Regular Gasoline
$3.52/gal
$3.94/gal
+12% in Lincoln, NE

Area: Houston vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — Houston METRO vs (2026).

Utilities

Electricity (¢/kWh)
16.4
13.6
+17% in Houston, TX
Natural Gas ($/MCF)
$30.48
$15.53
+49% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Lincoln, NE
Bread (lb)
$1.75
$1.66
+5% in Houston, TX
Eggs (doz)
$2.21
$3.63
+64% in Lincoln, NE
Ground Beef (lb)
$6.45
$6.77
+5% in Lincoln, NE
Chicken (lb)
$1.90
$2.10
+10% in Lincoln, NE
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / NE)
6.25%
5.5%
+0.8 pp in TX
Income Tax (top rate)
None
4.55%
+4.5 pp in NE

Houston vs Lincoln — FAQ

Is it cheaper to live in Houston or Lincoln?
Lincoln, NE is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 24% below Houston, TX's $1,360, mainly because of rent.
How much more do you need to earn to live in Houston than in Lincoln?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Houston versus $35,000 in Lincoln.
Which has lower taxes, Houston or Lincoln?
Houston is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Lincoln under Nebraska's (a top state income tax rate of 4.55% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).