Is it cheaper to live in Houston or Las Cruces?

Las Cruces, NM is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 31% below Houston, TX's $1,360, mainly because of rent.

How much more do you need to earn to live in Houston than in Las Cruces?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Houston versus $32,000 in Las Cruces.

Which has lower taxes, Houston or Las Cruces?

Houston is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Las Cruces under New Mexico's (a top state income tax rate of 5.90% and a 4.875% state sales tax).

Houston vs Las Cruces Cost of Living 2026

Houston

Texas

$1,360/mo est.

Las Cruces

New Mexico

$940/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,360 in Houston, TX versus $940 in Las Cruces, NM. Overall, Las Cruces, NM is roughly 31% cheaper to live in day-to-day than Houston, TX, driven mainly by rent.

Median household income is $62,894 in Houston, TX and $55,176 in Las Cruces, NM — about 12% higher in Houston, TX. Texas has no state income tax and a 6.25% state sales tax; New Mexico has a top state income tax rate of 5.90% and a 4.875% state sales tax.

Houston, TX

Las Cruces, NM

Rent

Studio

$1,142

$597

+48% in Houston, TX

1 Bedroom

$1,156

$793

+31% in Houston, TX

2 Bedroom

$1,375

$888

+35% in Houston, TX

3 Bedroom

$1,664

$1,177

+29% in Houston, TX

Buying a Home

Median Home Value

$253,400

$217,400

+14% in Houston, TX

Income

Median Household Income

$62,894

$55,176

+12% in Houston, TX

Metro Median Wage (annual)

$49,410

$42,070

+15% in Houston, TX

People & Lifestyle

Median Age

34.3 yr

32.7 yr

+1.6 yr in Houston, TX

Homeownership

42.0%

55.6%

+13.6 pp in Las Cruces, NM

Bachelor's+ (25+)

36.0%

37.3%

+1.3 pp in Las Cruces, NM

Avg Commute

27.3 min

18.7 min

+8.6 min in Houston, TX

Crime (per 100k/yr)

Violent Crime

1,153.8

726

+37% in Houston, TX

Property Crime

4,324.9

4,899.2

+13% in Las Cruces, NM

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

70.3°F

58.8°F

+11.5°F in Houston, TX

Annual Precipitation

54.6 in

—

Gas

Regular Gasoline

$3.52/gal

$3.62/gal

+3% in Las Cruces, NM

Area: Houston vs Gulf Coast (PADD 3).

Public Transit

Base Fare (one-way)

$1.25

—

Adult base one-way fare — Houston METRO vs — (2026).

Utilities

Electricity (¢/kWh)

16.4

14.1

+14% in Houston, TX

Natural Gas ($/MCF)

$30.48

$11.90

+61% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.82

+20% in Las Cruces, NM

Bread (lb)

$1.75

$2.04

+17% in Las Cruces, NM

Eggs (doz)

$2.21

$2.19

+1% in Houston, TX

Ground Beef (lb)

$6.45

$7.36

+14% in Las Cruces, NM

Chicken (lb)

$1.90

$2.01

+6% in Las Cruces, NM

Bananas (lb)

$0.62

$0.70

+14% in Las Cruces, NM

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / NM)

6.25%

4.875%

+1.4 pp in TX

Income Tax (top rate)

None

5.90%

+5.9 pp in NM

Houston vs Las Cruces — FAQ

Is it cheaper to live in Houston or Las Cruces?: Las Cruces, NM is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 31% below Houston, TX's $1,360, mainly because of rent.
How much more do you need to earn to live in Houston than in Las Cruces?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Houston versus $32,000 in Las Cruces.
Which has lower taxes, Houston or Las Cruces?: Houston is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Las Cruces under New Mexico's (a top state income tax rate of 5.90% and a 4.875% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).