Living Cost Compare
Houston

Texas

$1,360/mo est.

vs
Jackson

Mississippi

$1,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,360 in Houston, TX versus $1,010 in Jackson, MS. Overall, Jackson, MS is roughly 26% cheaper to live in day-to-day than Houston, TX, driven mainly by rent.

Median household income is $62,894 in Houston, TX and $43,238 in Jackson, MS — about 31% higher in Houston, TX. Texas has no state income tax and a 6.25% state sales tax; Mississippi has a top state income tax rate of 4.00% and a 7% state sales tax.

Rent

Studio
$1,142
$1,085
+5% in Houston, TX
1 Bedroom
$1,156
$816
+29% in Houston, TX
2 Bedroom
$1,375
$991
+28% in Houston, TX
3 Bedroom
$1,664
$1,121
+33% in Houston, TX

Buying a Home

Median Home Value
$253,400
$108,200
+57% in Houston, TX

Income

Median Household Income
$62,894
$43,238
+31% in Houston, TX
Metro Median Wage (annual)
$49,410
$42,850
+13% in Houston, TX

People & Lifestyle

Median Age
34.3 yr
34.7 yr
+0.4 yr in Jackson, MS
Homeownership
42.0%
48.6%
+6.6 pp in Jackson, MS
Bachelor's+ (25+)
36.0%
28.6%
+7.4 pp in Houston, TX
Avg Commute
27.3 min
20.2 min
+7.1 min in Houston, TX

Crime (per 100k/yr)

Violent Crime
1,153.8
Property Crime
4,324.9

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.3°F
65.3°F
+5.0°F in Houston, TX
Annual Precipitation
54.6 in
54.3 in
+0.3 in in Houston, TX

Gas

Regular Gasoline
$3.52/gal
$3.62/gal
+3% in Jackson, MS

Area: Houston vs Gulf Coast (PADD 3).

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — Houston METRO vs (2026).

Utilities

Electricity (¢/kWh)
16.4
16.2
+2% in Houston, TX
Natural Gas ($/MCF)
$30.48
$27.68
+9% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / MS)
6.25%
7%
+0.8 pp in MS
Income Tax (top rate)
None
4.00%
+4.0 pp in MS

Houston vs Jackson — FAQ

Is it cheaper to live in Houston or Jackson?
Jackson, MS is cheaper. Its monthly baseline of $1,010 (1BR rent + utilities) runs about 26% below Houston, TX's $1,360, mainly because of rent.
How much more do you need to earn to live in Houston than in Jackson?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Houston versus $33,000 in Jackson.
Which has lower taxes, Houston or Jackson?
Houston is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Jackson under Mississippi's (a top state income tax rate of 4.00% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).