Living Cost Compare
Honolulu

Hawaii

$2,160/mo est.

vs
Rochester

New York

$1,160/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,160 in Honolulu, HI versus $1,160 in Rochester, NY. Overall, Rochester, NY is roughly 46% cheaper to live in day-to-day than Honolulu, HI, driven mainly by rent.

Median household income is $85,428 in Honolulu, HI and $46,628 in Rochester, NY — about 45% higher in Honolulu, HI. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$1,390
$750
+46% in Honolulu, HI
1 Bedroom
$1,570
$857
+45% in Honolulu, HI
2 Bedroom
$1,983
$1,114
+44% in Honolulu, HI
3 Bedroom
$2,433
$1,240
+49% in Honolulu, HI

Buying a Home

Median Home Value
$834,100
$120,600
+86% in Honolulu, HI

Income

Median Household Income
$85,428
$46,628
+45% in Honolulu, HI
Metro Median Wage (annual)
$57,220
$51,210
+11% in Honolulu, HI

People & Lifestyle

Median Age
42.9 yr
33.5 yr
+9.4 yr in Honolulu, HI
Homeownership
48.6%
37.2%
+11.4 pp in Honolulu, HI
Bachelor's+ (25+)
40.8%
29.9%
+10.9 pp in Honolulu, HI
Avg Commute
22.3 min
18.9 min
+3.4 min in Honolulu, HI

Crime (per 100k/yr)

Violent Crime
214.1
690
+222% in Rochester, NY
Property Crime
1,919.8
3,533.4
+84% in Rochester, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
77.7°F
48.2°F
+29.5°F in Honolulu, HI
Annual Precipitation
17.1 in
34.3 in
+17.2 in in Rochester, NY

Gas

Regular Gasoline
$5.09/gal
$4.04/gal
+21% in Honolulu, HI

Area: West Coast (PADD 5) vs New York.

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — TheBus vs (2026).

Utilities

Electricity (¢/kWh)
52.0
29.9
+42% in Honolulu, HI
Natural Gas ($/MCF)
$70.84
$22.74
+68% in Honolulu, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.31
+10% in Honolulu, HI
Bread (lb)
$2.04
$1.92
+6% in Honolulu, HI
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$6.90
+6% in Honolulu, HI
Chicken (lb)
$2.01
$2.19
+9% in Rochester, NY
Bananas (lb)
$0.70
$0.69
about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (HI / NY)
4%
4%
about equal
Income Tax (top rate)
11.00%
10.90%
+0.1 pp in HI

Honolulu vs Rochester — FAQ

Is it cheaper to live in Honolulu or Rochester?
Rochester, NY is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 46% below Honolulu, HI's $2,160, mainly because of rent.
How much more do you need to earn to live in Honolulu than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $63,000 a year in Honolulu versus $34,000 in Rochester.
Which has lower taxes, Honolulu or Rochester?
Honolulu is taxed under Hawaii's rules (a top state income tax rate of 11.00% and a 4% state sales tax); Rochester under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).