Living Cost Compare
Honolulu

Hawaii

$2,160/mo est.

vs
New York City

New York

$2,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,160 in Honolulu, HI versus $2,010 in New York City, NY. Overall, New York City, NY is roughly 7% cheaper to live in day-to-day than Honolulu, HI, driven mainly by electricity costs.

Median household income is $85,428 in Honolulu, HI and $79,713 in New York City, NY — about 7% higher in Honolulu, HI. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$1,390
$1,633
+17% in New York City, NY
1 Bedroom
$1,570
$1,705
+9% in New York City, NY
2 Bedroom
$1,983
$1,781
+10% in Honolulu, HI
3 Bedroom
$2,433
$2,065
+15% in Honolulu, HI

Buying a Home

Median Home Value
$834,100
$751,700
+10% in Honolulu, HI

Income

Median Household Income
$85,428
$79,713
+7% in Honolulu, HI
Metro Median Wage (annual)
$57,220
$61,430
+7% in New York City, NY

People & Lifestyle

Median Age
42.9 yr
38.0 yr
+4.9 yr in Honolulu, HI
Homeownership
48.6%
32.8%
+15.8 pp in Honolulu, HI
Bachelor's+ (25+)
40.8%
41.0%
+0.2 pp in New York City, NY
Avg Commute
22.3 min
40.6 min
+18.3 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
214.1
694
+224% in New York City, NY
Property Crime
1,919.8
2,415.4
+26% in New York City, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
77.7°F
55.0°F
+22.7°F in Honolulu, HI
Annual Precipitation
17.1 in
49.9 in
+32.8 in in New York City, NY

Gas

Regular Gasoline
$5.09/gal
$3.95/gal
+22% in Honolulu, HI

Area: West Coast (PADD 5) vs New York City.

Public Transit

Base Fare (one-way)
$3.00
$3.00
about equal

Adult base one-way fare — TheBus vs MTA (2026).

Utilities

Electricity (¢/kWh)
52.0
29.9
+42% in Honolulu, HI
Natural Gas ($/MCF)
$70.84
$22.74
+68% in Honolulu, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.31
+10% in Honolulu, HI
Bread (lb)
$2.04
$1.92
+6% in Honolulu, HI
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$6.90
+6% in Honolulu, HI
Chicken (lb)
$2.01
$2.19
+9% in New York City, NY
Bananas (lb)
$0.70
$0.69
about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (HI / NY)
4%
4%
about equal
Income Tax (top rate)
11.00%
10.90%
+0.1 pp in HI

Honolulu vs New York City — FAQ

Is it cheaper to live in Honolulu or New York City?
New York City, NY is cheaper. Its monthly baseline of $2,010 (1BR rent + utilities) runs about 7% below Honolulu, HI's $2,160, mainly because of electricity costs.
How much more do you need to earn to live in Honolulu than in New York City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $63,000 a year in Honolulu versus $68,000 in New York City.
Which has lower taxes, Honolulu or New York City?
Honolulu is taxed under Hawaii's rules (a top state income tax rate of 11.00% and a 4% state sales tax); New York City under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).