Living Cost Compare
Hilo

Hawaii

$1,550/mo est.

vs
Tucson

Arizona

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,550 in Hilo, HI versus $1,070 in Tucson, AZ. Overall, Tucson, AZ is roughly 31% cheaper to live in day-to-day than Hilo, HI, driven mainly by electricity costs.

Median household income is $78,713 in Hilo, HI and $54,546 in Tucson, AZ — about 31% higher in Hilo, HI. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax; Arizona has a top state income tax rate of 2.50% and a 5.6% state sales tax.

Rent

Studio
$1,180
$795
+33% in Hilo, HI
1 Bedroom
$964
$891
+8% in Hilo, HI
2 Bedroom
$1,283
$1,146
+11% in Hilo, HI
3 Bedroom
$1,587
$1,520
+4% in Hilo, HI

Buying a Home

Median Home Value
$455,100
$242,200
+47% in Hilo, HI

Income

Median Household Income
$78,713
$54,546
+31% in Hilo, HI
Metro Median Wage (annual)
$51,820
$47,760
+8% in Hilo, HI

People & Lifestyle

Median Age
42.6 yr
34.6 yr
+8.0 yr in Hilo, HI
Homeownership
65.5%
51.7%
+13.8 pp in Hilo, HI
Bachelor's+ (25+)
34.0%
30.2%
+3.8 pp in Hilo, HI
Avg Commute
20.1 min
22.2 min
+2.1 min in Tucson, AZ

Crime (per 100k/yr)

Violent Crime
245.4
645.8
+163% in Tucson, AZ
Property Crime
2,043.9
3,460
+69% in Tucson, AZ

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
73.9°F
70.2°F
+3.7°F in Hilo, HI
Annual Precipitation
126.7 in
11.6 in
+115.1 in in Hilo, HI

Gas

Regular Gasoline
$5.09/gal
$5.09/gal
about equal

Area: West Coast (PADD 5) vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)
Free

Adult base one-way fare — vs Sun Tran (2026).

Utilities

Electricity (¢/kWh)
52.0
15.2
+71% in Hilo, HI
Natural Gas ($/MCF)
$70.84
$22.44
+68% in Hilo, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (HI / AZ)
4%
5.6%
+1.6 pp in AZ
Income Tax (top rate)
11.00%
2.50%
+8.5 pp in HI

Hilo vs Tucson — FAQ

Is it cheaper to live in Hilo or Tucson?
Tucson, AZ is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 31% below Hilo, HI's $1,550, mainly because of electricity costs.
How much more do you need to earn to live in Hilo than in Tucson?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Hilo versus $36,000 in Tucson.
Which has lower taxes, Hilo or Tucson?
Hilo is taxed under Hawaii's rules (a top state income tax rate of 11.00% and a 4% state sales tax); Tucson under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).