Living Cost Compare
Hilo

Hawaii

$1,550/mo est.

vs
Spokane

Washington

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,550 in Hilo, HI versus $1,070 in Spokane, WA. Overall, Spokane, WA is roughly 31% cheaper to live in day-to-day than Hilo, HI, driven mainly by electricity costs.

Median household income is $78,713 in Hilo, HI and $65,745 in Spokane, WA — about 16% higher in Hilo, HI. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax; Washington has no state income tax and a 6.5% state sales tax.

Rent

Studio
$1,180
$884
+25% in Hilo, HI
1 Bedroom
$964
$903
+6% in Hilo, HI
2 Bedroom
$1,283
$1,192
+7% in Hilo, HI
3 Bedroom
$1,587
$1,442
+9% in Hilo, HI

Buying a Home

Median Home Value
$455,100
$326,200
+28% in Hilo, HI

Income

Median Household Income
$78,713
$65,745
+16% in Hilo, HI
Metro Median Wage (annual)
$51,820
$54,660
+5% in Spokane, WA

People & Lifestyle

Median Age
42.6 yr
37.2 yr
+5.4 yr in Hilo, HI
Homeownership
65.5%
58.3%
+7.2 pp in Hilo, HI
Bachelor's+ (25+)
34.0%
32.6%
+1.4 pp in Hilo, HI
Avg Commute
20.1 min
21.2 min
+1.1 min in Spokane, WA

Crime (per 100k/yr)

Violent Crime
245.4
683.6
+179% in Spokane, WA
Property Crime
2,043.9
4,931.8
+141% in Spokane, WA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
73.9°F
48.9°F
+25.0°F in Hilo, HI
Annual Precipitation
126.7 in
17.8 in
+108.9 in in Hilo, HI

Gas

Regular Gasoline
$5.09/gal
$5.12/gal
+1% in Spokane, WA

Area: West Coast (PADD 5) vs Washington.

Utilities

Electricity (¢/kWh)
52.0
14.9
+71% in Hilo, HI
Natural Gas ($/MCF)
$70.84
$20.41
+71% in Hilo, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (HI / WA)
4%
6.5%
+2.5 pp in WA
Income Tax (top rate)
11.00%
None
+11.0 pp in HI

Hilo vs Spokane — FAQ

Is it cheaper to live in Hilo or Spokane?
Spokane, WA is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 31% below Hilo, HI's $1,550, mainly because of electricity costs.
How much more do you need to earn to live in Hilo than in Spokane?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Hilo versus $36,000 in Spokane.
Which has lower taxes, Hilo or Spokane?
Hilo is taxed under Hawaii's rules (a top state income tax rate of 11.00% and a 4% state sales tax); Spokane under Washington's (no state income tax and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).