Living Cost Compare
Hilo

Hawaii

$1,550/mo est.

vs
Salt Lake City

Utah

$1,300/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,550 in Hilo, HI versus $1,300 in Salt Lake City, UT. Overall, Salt Lake City, UT is roughly 16% cheaper to live in day-to-day than Hilo, HI, driven mainly by electricity costs.

Median household income is $78,713 in Hilo, HI and $74,925 in Salt Lake City, UT — about 5% higher in Hilo, HI. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax; Utah has a top state income tax rate of 4.50% and a 6.1% state sales tax.

Rent

Studio
$1,180
$997
+16% in Hilo, HI
1 Bedroom
$964
$1,166
+21% in Salt Lake City, UT
2 Bedroom
$1,283
$1,461
+14% in Salt Lake City, UT
3 Bedroom
$1,587
$1,993
+26% in Salt Lake City, UT

Buying a Home

Median Home Value
$455,100
$495,700
+9% in Salt Lake City, UT

Income

Median Household Income
$78,713
$74,925
+5% in Hilo, HI
Metro Median Wage (annual)
$51,820
$55,240
+7% in Salt Lake City, UT

People & Lifestyle

Median Age
42.6 yr
33.0 yr
+9.6 yr in Hilo, HI
Homeownership
65.5%
46.8%
+18.7 pp in Hilo, HI
Bachelor's+ (25+)
34.0%
50.9%
+16.9 pp in Salt Lake City, UT
Avg Commute
20.1 min
19.6 min
+0.5 min in Hilo, HI

Crime (per 100k/yr)

Violent Crime
245.4
878.8
+258% in Salt Lake City, UT
Property Crime
2,043.9
5,257.3
+157% in Salt Lake City, UT

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
73.9°F
52.8°F
+21.1°F in Hilo, HI
Annual Precipitation
126.7 in
16.1 in
+110.6 in in Hilo, HI

Gas

Regular Gasoline
$5.09/gal
$4.29/gal
+16% in Hilo, HI

Area: West Coast (PADD 5) vs Rocky Mountain (PADD 4).

Utilities

Electricity (¢/kWh)
52.0
13.0
+75% in Hilo, HI
Natural Gas ($/MCF)
$70.84
$10.26
+86% in Hilo, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (HI / UT)
4%
6.1%
+2.1 pp in UT
Income Tax (top rate)
11.00%
4.50%
+6.5 pp in HI

Hilo vs Salt Lake City — FAQ

Is it cheaper to live in Hilo or Salt Lake City?
Salt Lake City, UT is cheaper. Its monthly baseline of $1,300 (1BR rent + utilities) runs about 16% below Hilo, HI's $1,550, mainly because of electricity costs.
How much more do you need to earn to live in Hilo than in Salt Lake City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Hilo versus $47,000 in Salt Lake City.
Which has lower taxes, Hilo or Salt Lake City?
Hilo is taxed under Hawaii's rules (a top state income tax rate of 11.00% and a 4% state sales tax); Salt Lake City under Utah's (a top state income tax rate of 4.50% and a 6.1% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).