Living Cost Compare
Hilo

Hawaii

$1,550/mo est.

vs
Sacramento

California

$1,740/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,550 in Hilo, HI versus $1,740 in Sacramento, CA. Overall, Hilo, HI is roughly 11% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $78,713 in Hilo, HI and $83,753 in Sacramento, CA — about 6% higher in Sacramento, CA. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,180
$1,259
+7% in Sacramento, CA
1 Bedroom
$964
$1,418
+47% in Sacramento, CA
2 Bedroom
$1,283
$1,742
+36% in Sacramento, CA
3 Bedroom
$1,587
$1,973
+24% in Sacramento, CA

Buying a Home

Median Home Value
$455,100
$484,600
+6% in Sacramento, CA

Income

Median Household Income
$78,713
$83,753
+6% in Sacramento, CA
Metro Median Wage (annual)
$51,820
$59,750
+15% in Sacramento, CA

People & Lifestyle

Median Age
42.6 yr
35.7 yr
+6.9 yr in Hilo, HI
Homeownership
65.5%
51.5%
+14.0 pp in Hilo, HI
Bachelor's+ (25+)
34.0%
36.4%
+2.4 pp in Sacramento, CA
Avg Commute
20.1 min
25.6 min
+5.5 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
245.4
756.6
+208% in Sacramento, CA
Property Crime
2,043.9
2,615.3
+28% in Sacramento, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
73.9°F
61.0°F
+12.9°F in Hilo, HI
Annual Precipitation
126.7 in
18.5 in
+108.2 in in Hilo, HI

Gas

Regular Gasoline
$5.09/gal
$5.40/gal
+6% in Sacramento, CA

Area: West Coast (PADD 5) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SacRT (2026).

Utilities

Electricity (¢/kWh)
52.0
33.3
+36% in Hilo, HI
Natural Gas ($/MCF)
$70.84
$20.72
+71% in Hilo, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (HI / CA)
4%
7.25%
+3.3 pp in CA
Income Tax (top rate)
11.00%
13.30%
+2.3 pp in CA

Hilo vs Sacramento — FAQ

Is it cheaper to live in Hilo or Sacramento?
Hilo, HI is cheaper. Its monthly baseline of $1,550 (1BR rent + utilities) runs about 11% below Sacramento, CA's $1,740, mainly because of rent.
How much more do you need to earn to live in Hilo than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Hilo versus $57,000 in Sacramento.
Which has lower taxes, Hilo or Sacramento?
Hilo is taxed under Hawaii's rules (a top state income tax rate of 11.00% and a 4% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).