Living Cost Compare
Hilo

Hawaii

$1,550/mo est.

vs
Portland

Maine

$1,620/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,550 in Hilo, HI versus $1,620 in Portland, ME. Overall, Hilo, HI is roughly 4% cheaper to live in day-to-day than Portland, ME, driven mainly by rent.

Median household income is $78,713 in Hilo, HI and $76,174 in Portland, ME — about 3% higher in Hilo, HI. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax; Maine has a top state income tax rate of 7.15% and a 5.5% state sales tax.

Rent

Studio
$1,180
$1,038
+12% in Hilo, HI
1 Bedroom
$964
$1,331
+38% in Portland, ME
2 Bedroom
$1,283
$1,664
+30% in Portland, ME
3 Bedroom
$1,587
$1,919
+21% in Portland, ME

Buying a Home

Median Home Value
$455,100
$452,600
+1% in Hilo, HI

Income

Median Household Income
$78,713
$76,174
+3% in Hilo, HI
Metro Median Wage (annual)
$51,820
$56,960
+10% in Portland, ME

People & Lifestyle

Median Age
42.6 yr
37.5 yr
+5.1 yr in Hilo, HI
Homeownership
65.5%
46.7%
+18.8 pp in Hilo, HI
Bachelor's+ (25+)
34.0%
59.2%
+25.2 pp in Portland, ME
Avg Commute
20.1 min
19.9 min
+0.2 min in Hilo, HI

Crime (per 100k/yr)

Violent Crime
245.4
272.7
+11% in Portland, ME
Property Crime
2,043.9
2,513.3
+23% in Portland, ME

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
73.9°F
46.5°F
+27.4°F in Hilo, HI
Annual Precipitation
126.7 in
47.3 in
+79.5 in in Hilo, HI

Gas

Regular Gasoline
$5.09/gal
$3.86/gal
+24% in Hilo, HI

Area: West Coast (PADD 5) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
52.0
28.6
+45% in Hilo, HI
Natural Gas ($/MCF)
$70.84
$21.00
+70% in Hilo, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.31
+10% in Hilo, HI
Bread (lb)
$2.04
$1.92
+6% in Hilo, HI
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$6.90
+6% in Hilo, HI
Chicken (lb)
$2.01
$2.19
+9% in Portland, ME
Bananas (lb)
$0.70
$0.69
about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (HI / ME)
4%
5.5%
+1.5 pp in ME
Income Tax (top rate)
11.00%
7.15%
+3.8 pp in HI

Hilo vs Portland — FAQ

Is it cheaper to live in Hilo or Portland?
Hilo, HI is cheaper. Its monthly baseline of $1,550 (1BR rent + utilities) runs about 4% below Portland, ME's $1,620, mainly because of rent.
How much more do you need to earn to live in Hilo than in Portland?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Hilo versus $53,000 in Portland.
Which has lower taxes, Hilo or Portland?
Hilo is taxed under Hawaii's rules (a top state income tax rate of 11.00% and a 4% state sales tax); Portland under Maine's (a top state income tax rate of 7.15% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).