Living Cost Compare
Hattiesburg

Mississippi

$1,030/mo est.

vs
Louisville

Kentucky

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Hattiesburg, MS versus $1,070 in Louisville, KY. Overall, Hattiesburg, MS is roughly 4% cheaper to live in day-to-day than Louisville, KY, driven mainly by rent.

Median household income is $44,140 in Hattiesburg, MS and $64,731 in Louisville, KY — about 32% higher in Louisville, KY. Mississippi has a top state income tax rate of 4.00% and a 7% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$630
$786
+25% in Louisville, KY
1 Bedroom
$841
$877
+4% in Louisville, KY
2 Bedroom
$980
$1,096
+12% in Louisville, KY
3 Bedroom
$1,195
$1,299
+9% in Louisville, KY

Buying a Home

Median Home Value
$153,600
$221,500
+44% in Louisville, KY

Income

Median Household Income
$44,140
$64,731
+47% in Louisville, KY
Metro Median Wage (annual)
$37,750
$48,370
+28% in Louisville, KY

People & Lifestyle

Median Age
28.7 yr
37.7 yr
+9.0 yr in Louisville, KY
Homeownership
36.5%
60.6%
+24.1 pp in Louisville, KY
Bachelor's+ (25+)
35.0%
33.4%
+1.6 pp in Hattiesburg, MS
Avg Commute
17.0 min
22.7 min
+5.7 min in Louisville, KY

Crime (per 100k/yr)

Violent Crime
221.5
763.4
+245% in Louisville, KY
Property Crime
3,475.7
3,536.6
+2% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
66.1°F
58.2°F
+7.9°F in Hattiesburg, MS
Annual Precipitation
59.2 in
44.9 in
+14.3 in in Hattiesburg, MS

Gas

Regular Gasoline
$3.62/gal
$3.85/gal
+6% in Louisville, KY

Area: Gulf Coast (PADD 3) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs TARC (2026).

Utilities

Electricity (¢/kWh)
14.9
14.3
+4% in Hattiesburg, MS
Natural Gas ($/MCF)
$29.04
$33.20
+14% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MS / KY)
7%
6%
+1.0 pp in MS
Income Tax (top rate)
4.00%
3.50%
+0.5 pp in MS

Hattiesburg vs Louisville — FAQ

Is it cheaper to live in Hattiesburg or Louisville?
Hattiesburg, MS is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 4% below Louisville, KY's $1,070, mainly because of rent.
How much more do you need to earn to live in Hattiesburg than in Louisville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Hattiesburg versus $35,000 in Louisville.
Which has lower taxes, Hattiesburg or Louisville?
Hattiesburg is taxed under Mississippi's rules (a top state income tax rate of 4.00% and a 7% state sales tax); Louisville under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).