Living Cost Compare
Hartford

Connecticut

$1,300/mo est.

vs
Sacramento

California

$1,760/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,300 in Hartford, CT versus $1,760 in Sacramento, CA. Overall, Hartford, CT is roughly 26% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $45,300 in Hartford, CT and $83,753 in Sacramento, CA — about 46% higher in Sacramento, CA. Connecticut has a top state income tax rate of 6.99% and a 6.35% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$973
$1,259
+29% in Sacramento, CA
1 Bedroom
$1,042
$1,418
+36% in Sacramento, CA
2 Bedroom
$1,296
$1,742
+34% in Sacramento, CA
3 Bedroom
$1,433
$1,973
+38% in Sacramento, CA

Buying a Home

Median Home Value
$217,200
$484,600
+123% in Sacramento, CA

Income

Median Household Income
$45,300
$83,753
+85% in Sacramento, CA
Metro Median Wage (annual)
$59,940
$59,750
+0% in Hartford, CT

People & Lifestyle

Median Age
33.4 yr
35.7 yr
+2.3 yr in Sacramento, CA
Homeownership
25.7%
51.5%
+25.8 pp in Sacramento, CA
Bachelor's+ (25+)
18.3%
36.4%
+18.1 pp in Sacramento, CA
Avg Commute
22.8 min
25.6 min
+2.8 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
527.5
756.6
+43% in Sacramento, CA
Property Crime
2,949.2
2,615.3
+11% in Hartford, CT

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.2°F
61.0°F
+9.8°F in Sacramento, CA
Annual Precipitation
43.6 in
18.5 in
+25.1 in in Hartford, CT

Gas

Regular Gasoline
$3.94/gal
$5.52/gal
+40% in Sacramento, CA

Area: East Coast (PADD 1) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SacRT (2026).

Utilities

Electricity (¢/kWh)
24.3
34.7
+43% in Sacramento, CA
Natural Gas ($/MCF)
$23.33
$20.33
+13% in Hartford, CT

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Sacramento, CA
Bread (lb)
$1.92
$2.04
+6% in Sacramento, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in Sacramento, CA
Chicken (lb)
$2.19
$2.01
+8% in Hartford, CT
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CT / CA)
6.35%
7.25%
+0.9 pp in CA
Income Tax (top rate)
6.99%
13.30%
+6.3 pp in CA

Hartford vs Sacramento — FAQ

Is it cheaper to live in Hartford or Sacramento?
Hartford, CT is cheaper. Its monthly baseline of $1,300 (1BR rent + utilities) runs about 26% below Sacramento, CA's $1,760, mainly because of rent.
How much more do you need to earn to live in Hartford than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $42,000 a year in Hartford versus $57,000 in Sacramento.
Which has lower taxes, Hartford or Sacramento?
Hartford is taxed under Connecticut's rules (a top state income tax rate of 6.99% and a 6.35% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).