Living Cost Compare
Grand Rapids

Michigan

$1,200/mo est.

vs
Rochester

New York

$1,160/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,200 in Grand Rapids, MI versus $1,160 in Rochester, NY. Overall, Rochester, NY is roughly 3% cheaper to live in day-to-day than Grand Rapids, MI, driven mainly by rent.

Median household income is $65,526 in Grand Rapids, MI and $46,628 in Rochester, NY — about 29% higher in Grand Rapids, MI. Michigan has a top state income tax rate of 4.25% and a 6% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$992
$750
+24% in Grand Rapids, MI
1 Bedroom
$964
$857
+11% in Grand Rapids, MI
2 Bedroom
$1,206
$1,114
+8% in Grand Rapids, MI
3 Bedroom
$1,421
$1,240
+13% in Grand Rapids, MI

Buying a Home

Median Home Value
$225,500
$120,600
+47% in Grand Rapids, MI

Income

Median Household Income
$65,526
$46,628
+29% in Grand Rapids, MI
Metro Median Wage (annual)
$47,570
$51,210
+8% in Rochester, NY

People & Lifestyle

Median Age
32.1 yr
33.5 yr
+1.4 yr in Rochester, NY
Homeownership
54.6%
37.2%
+17.4 pp in Grand Rapids, MI
Bachelor's+ (25+)
40.1%
29.9%
+10.2 pp in Grand Rapids, MI
Avg Commute
19.4 min
18.9 min
+0.5 min in Grand Rapids, MI

Crime (per 100k/yr)

Violent Crime
910.1
690
+24% in Grand Rapids, MI
Property Crime
2,506.2
3,533.4
+41% in Rochester, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
49.1°F
48.2°F
+0.9°F in Grand Rapids, MI
Annual Precipitation
38.3 in
34.3 in
+4.0 in in Grand Rapids, MI

Gas

Regular Gasoline
$3.85/gal
$4.13/gal
+7% in Rochester, NY

Area: Midwest (PADD 2) vs New York.

Utilities

Electricity (¢/kWh)
23.0
29.5
+28% in Rochester, NY
Natural Gas ($/MCF)
$19.72
$27.01
+37% in Rochester, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Rochester, NY
Eggs (doz)
$3.63
$2.19
+40% in Grand Rapids, MI
Ground Beef (lb)
$6.77
$6.90
+2% in Rochester, NY
Chicken (lb)
$2.10
$2.19
+4% in Rochester, NY
Bananas (lb)
$0.62
$0.69
+12% in Rochester, NY

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MI / NY)
6%
4%
+2.0 pp in MI
Income Tax (top rate)
4.25%
10.90%
+6.7 pp in NY

Grand Rapids vs Rochester — FAQ

Is it cheaper to live in Grand Rapids or Rochester?
Rochester, NY is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 3% below Grand Rapids, MI's $1,200, mainly because of rent.
How much more do you need to earn to live in Grand Rapids than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Grand Rapids versus $34,000 in Rochester.
Which has lower taxes, Grand Rapids or Rochester?
Grand Rapids is taxed under Michigan's rules (a top state income tax rate of 4.25% and a 6% state sales tax); Rochester under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).