Living Cost Compare
Fresno

California

$1,370/mo est.

vs
New York City

New York

$1,990/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,370 in Fresno, CA versus $1,990 in New York City, NY. Overall, Fresno, CA is roughly 31% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $66,804 in Fresno, CA and $79,713 in New York City, NY — about 16% higher in New York City, NY. California has a top state income tax rate of 13.30% and a 7.25% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$1,072
$1,633
+52% in New York City, NY
1 Bedroom
$1,042
$1,705
+64% in New York City, NY
2 Bedroom
$1,293
$1,781
+38% in New York City, NY
3 Bedroom
$1,688
$2,065
+22% in New York City, NY

Buying a Home

Median Home Value
$348,500
$751,700
+116% in New York City, NY

Income

Median Household Income
$66,804
$79,713
+19% in New York City, NY
Metro Median Wage (annual)
$46,910
$61,430
+31% in New York City, NY

People & Lifestyle

Median Age
32.4 yr
38.0 yr
+5.6 yr in New York City, NY
Homeownership
49.7%
32.8%
+16.9 pp in Fresno, CA
Bachelor's+ (25+)
24.9%
41.0%
+16.1 pp in New York City, NY
Avg Commute
22.3 min
40.6 min
+18.3 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
741.9
690.9
+7% in Fresno, CA
Property Crime
3,334.2
2,413.5
+28% in Fresno, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
64.4°F
55.0°F
+9.4°F in Fresno, CA
Annual Precipitation
11.5 in
49.9 in
+38.4 in in New York City, NY

Gas

Regular Gasoline
$5.91/gal
$4.44/gal
+25% in Fresno, CA

Area: California vs New York City.

Public Transit

Base Fare (one-way)
$1.25
$3.00
+140% in New York City, NY

Adult base one-way fare — FAX vs MTA (2026).

Utilities

Electricity (¢/kWh)
33.4
28.6
+14% in Fresno, CA
Natural Gas ($/MCF)
$20.72
$18.90
+9% in Fresno, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.37
$4.14
+5% in Fresno, CA
Bread (lb)
$2.10
$1.92
+9% in Fresno, CA
Eggs (doz)
$2.25
$2.25
about equal
Ground Beef (lb)
$7.23
$6.90
+5% in Fresno, CA
Chicken (lb)
$2.14
$2.02
+5% in Fresno, CA
Bananas (lb)
$0.74
$0.68
+9% in Fresno, CA

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CA / NY)
7.25%
4%
+3.3 pp in CA
Income Tax (top rate)
13.30%
10.90%
+2.4 pp in CA

Fresno vs New York City — FAQ

Is it cheaper to live in Fresno or New York City?
Fresno, CA is cheaper. Its monthly baseline of $1,370 (1BR rent + utilities) runs about 31% below New York City, NY's $1,990, mainly because of rent.
How much more do you need to earn to live in Fresno than in New York City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $42,000 a year in Fresno versus $68,000 in New York City.
Which has lower taxes, Fresno or New York City?
Fresno is taxed under California's rules (a top state income tax rate of 13.30% and a 7.25% state sales tax); New York City under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).