Living Cost Compare
Fresno

California

$1,380/mo est.

vs
Jersey City

New Jersey

$2,100/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,380 in Fresno, CA versus $2,100 in Jersey City, NJ. Overall, Fresno, CA is roughly 34% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $66,804 in Fresno, CA and $94,813 in Jersey City, NJ — about 30% higher in Jersey City, NJ. California has a top state income tax rate of 13.30% and a 7.25% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$1,072
$1,949
+82% in Jersey City, NJ
1 Bedroom
$1,042
$1,853
+78% in Jersey City, NJ
2 Bedroom
$1,293
$1,857
+44% in Jersey City, NJ
3 Bedroom
$1,688
$2,004
+19% in Jersey City, NJ

Buying a Home

Median Home Value
$348,500
$534,500
+53% in Jersey City, NJ

Income

Median Household Income
$66,804
$94,813
+42% in Jersey City, NJ
Metro Median Wage (annual)
$46,910
$61,430
+31% in Jersey City, NJ

People & Lifestyle

Median Age
32.4 yr
34.7 yr
+2.3 yr in Jersey City, NJ
Homeownership
49.7%
28.8%
+20.9 pp in Fresno, CA
Bachelor's+ (25+)
24.9%
53.1%
+28.2 pp in Jersey City, NJ
Avg Commute
22.3 min
36.9 min
+14.6 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
742.2
562.9
+24% in Fresno, CA
Property Crime
3,335.3
2,036.4
+39% in Fresno, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
64.4°F
55.0°F
+9.4°F in Fresno, CA
Annual Precipitation
11.5 in
49.9 in
+38.4 in in Jersey City, NJ

Gas

Regular Gasoline
$5.52/gal
$3.94/gal
+29% in Fresno, CA

Area: California vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — FAX vs (2026).

Utilities

Electricity (¢/kWh)
34.7
24.9
+28% in Fresno, CA
Natural Gas ($/MCF)
$20.33
$17.68
+13% in Fresno, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.31
+10% in Fresno, CA
Bread (lb)
$2.04
$1.92
+6% in Fresno, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$6.90
+6% in Fresno, CA
Chicken (lb)
$2.01
$2.19
+9% in Jersey City, NJ
Bananas (lb)
$0.70
$0.69
about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CA / NJ)
7.25%
6.625%
+0.6 pp in CA
Income Tax (top rate)
13.30%
10.75%
+2.6 pp in CA

Fresno vs Jersey City — FAQ

Is it cheaper to live in Fresno or Jersey City?
Fresno, CA is cheaper. Its monthly baseline of $1,380 (1BR rent + utilities) runs about 34% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Fresno than in Jersey City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $42,000 a year in Fresno versus $74,000 in Jersey City.
Which has lower taxes, Fresno or Jersey City?
Fresno is taxed under California's rules (a top state income tax rate of 13.30% and a 7.25% state sales tax); Jersey City under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).