Living Cost Compare
Frederick

Maryland

$1,640/mo est.

vs
Santa Ana

California

$2,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,640 in Frederick, MD versus $2,560 in Santa Ana, CA. Overall, Frederick, MD is roughly 36% cheaper to live in day-to-day than Santa Ana, CA, driven mainly by rent.

Median household income is $95,150 in Frederick, MD and $109,739 in Santa Ana, CA — about 13% higher in Santa Ana, CA. Maryland has a top state income tax rate of 6.50% and a 6% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,658
$1,770
+7% in Santa Ana, CA
1 Bedroom
$1,418
$2,232
+57% in Santa Ana, CA
2 Bedroom
$1,661
$2,719
+64% in Santa Ana, CA
3 Bedroom
$1,863
$2,636
+41% in Santa Ana, CA

Buying a Home

Median Home Value
$365,200
$1,810,200
+396% in Santa Ana, CA

Income

Median Household Income
$95,150
$109,739
+15% in Santa Ana, CA
Metro Median Wage (annual)
$71,060
$55,850
+21% in Frederick, MD

People & Lifestyle

Median Age
37.1 yr
42.9 yr
+5.8 yr in Santa Ana, CA
Homeownership
59.2%
28.8%
+30.4 pp in Frederick, MD
Bachelor's+ (25+)
41.8%
68.9%
+27.1 pp in Santa Ana, CA
Avg Commute
30.1 min
25.8 min
+4.3 min in Frederick, MD

Crime (per 100k/yr)

Violent Crime
406
498.2
+23% in Santa Ana, CA
Property Crime
1,696.3
1,722.2
+2% in Santa Ana, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.1°F
65.6°F
+13.5°F in Santa Ana, CA
Annual Precipitation
13.6 in

Gas

Regular Gasoline
$3.86/gal
$5.40/gal
+40% in Santa Ana, CA

Area: East Coast (PADD 1) vs Los Angeles.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs OCTA (2026).

Utilities

Electricity (¢/kWh)
21.8
33.3
+53% in Santa Ana, CA
Natural Gas ($/MCF)
$18.94
$20.72
+9% in Santa Ana, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in Santa Ana, CA
Bread (lb)
$1.75
$2.04
+17% in Santa Ana, CA
Eggs (doz)
$2.21
$2.19
+1% in Frederick, MD
Ground Beef (lb)
$6.45
$7.36
+14% in Santa Ana, CA
Chicken (lb)
$1.90
$2.01
+6% in Santa Ana, CA
Bananas (lb)
$0.62
$0.70
+14% in Santa Ana, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MD / CA)
6%
7.25%
+1.3 pp in CA
Income Tax (top rate)
6.50%
13.30%
+6.8 pp in CA

Frederick vs Santa Ana — FAQ

Is it cheaper to live in Frederick or Santa Ana?
Frederick, MD is cheaper. Its monthly baseline of $1,640 (1BR rent + utilities) runs about 36% below Santa Ana, CA's $2,560, mainly because of rent.
How much more do you need to earn to live in Frederick than in Santa Ana?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Frederick versus $89,000 in Santa Ana.
Which has lower taxes, Frederick or Santa Ana?
Frederick is taxed under Maryland's rules (a top state income tax rate of 6.50% and a 6% state sales tax); Santa Ana under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).