Living Cost Compare
Frederick

Maryland

$1,640/mo est.

vs
Minneapolis

Minnesota

$1,370/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,640 in Frederick, MD versus $1,370 in Minneapolis, MN. Overall, Minneapolis, MN is roughly 16% cheaper to live in day-to-day than Frederick, MD, driven mainly by rent.

Median household income is $95,150 in Frederick, MD and $80,269 in Minneapolis, MN — about 16% higher in Frederick, MD. Maryland has a top state income tax rate of 6.50% and a 6% state sales tax; Minnesota has a top state income tax rate of 9.85% and a 6.875% state sales tax.

Frederick, MD
Minneapolis, MN

Rent

Studio
$1,658
$992
+40% in Frederick, MD
1 Bedroom
$1,418
$1,192
+16% in Frederick, MD
2 Bedroom
$1,661
$1,555
+6% in Frederick, MD
3 Bedroom
$1,863
$1,761
+5% in Frederick, MD

Buying a Home

Median Home Value
$365,200
$345,600
+5% in Frederick, MD

Income

Median Household Income
$95,150
$80,269
+16% in Frederick, MD
Metro Median Wage (annual)
$71,060
$59,320
+17% in Frederick, MD

People & Lifestyle

Median Age
37.1 yr
33.0 yr
+4.1 yr in Frederick, MD
Homeownership
59.2%
48.0%
+11.2 pp in Frederick, MD
Bachelor's+ (25+)
41.8%
54.5%
+12.7 pp in Minneapolis, MN
Avg Commute
30.1 min
22.5 min
+7.6 min in Frederick, MD

Crime (per 100k/yr)

Violent Crime
406
1,168.5
+188% in Minneapolis, MN
Property Crime
1,696.3
5,183.1
+206% in Minneapolis, MN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.1°F
47.4°F
+4.7°F in Frederick, MD
Annual Precipitation
—
32.8 in

Gas

Regular Gasoline
$3.86/gal
$3.95/gal
+2% in Minneapolis, MN

Area: East Coast (PADD 1) vs Minnesota.

Public Transit

Base Fare (one-way)
—
$2.00

Adult base one-way fare — — vs Metro Transit (2026).

Utilities

Electricity (¢/kWh)
21.8
16.9
+22% in Frederick, MD
Natural Gas ($/MCF)
$18.94
$14.95
+21% in Frederick, MD

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Minneapolis, MN
Bread (lb)
$1.75
$1.66
+5% in Frederick, MD
Eggs (doz)
$2.21
$3.63
+64% in Minneapolis, MN
Ground Beef (lb)
$6.45
$6.77
+5% in Minneapolis, MN
Chicken (lb)
$1.90
$2.10
+10% in Minneapolis, MN
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MD / MN)
6%
6.875%
+0.9 pp in MN
Income Tax (top rate)
6.50%
9.85%
+3.3 pp in MN

Frederick vs Minneapolis — FAQ

Is it cheaper to live in Frederick or Minneapolis?
Minneapolis, MN is cheaper. Its monthly baseline of $1,370 (1BR rent + utilities) runs about 16% below Frederick, MD's $1,640, mainly because of rent.
How much more do you need to earn to live in Frederick than in Minneapolis?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Frederick versus $48,000 in Minneapolis.
Which has lower taxes, Frederick or Minneapolis?
Frederick is taxed under Maryland's rules (a top state income tax rate of 6.50% and a 6% state sales tax); Minneapolis under Minnesota's (a top state income tax rate of 9.85% and a 6.875% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).