Living Cost Compare
Fort Worth

Texas

$1,390/mo est.

vs
St. Paul

Minnesota

$1,300/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,390 in Fort Worth, TX versus $1,300 in St. Paul, MN. Overall, St. Paul, MN is roughly 6% cheaper to live in day-to-day than Fort Worth, TX, driven mainly by rent.

Median household income is $76,602 in Fort Worth, TX and $73,055 in St. Paul, MN — about 5% higher in Fort Worth, TX. Texas has no state income tax and a 6.25% state sales tax; Minnesota has a top state income tax rate of 9.85% and a 6.875% state sales tax.

Fort Worth, TX
St. Paul, MN

Rent

Studio
$1,310
$995
+24% in Fort Worth, TX
1 Bedroom
$1,191
$1,126
+5% in Fort Worth, TX
2 Bedroom
$1,393
$1,384
+1% in Fort Worth, TX
3 Bedroom
$1,721
$1,662
+3% in Fort Worth, TX

Buying a Home

Median Home Value
$277,300
$280,300
+1% in St. Paul, MN

Income

Median Household Income
$76,602
$73,055
+5% in Fort Worth, TX
Metro Median Wage (annual)
$51,440
$59,320
+15% in St. Paul, MN

People & Lifestyle

Median Age
33.4 yr
33.5 yr
+0.1 yr in St. Paul, MN
Homeownership
56.7%
53.2%
+3.5 pp in Fort Worth, TX
Bachelor's+ (25+)
31.7%
43.5%
+11.8 pp in St. Paul, MN
Avg Commute
26.9 min
22.3 min
+4.6 min in Fort Worth, TX

Crime (per 100k/yr)

Violent Crime
465.2
619
+33% in St. Paul, MN
Property Crime
2,735.7
2,897.2
+6% in St. Paul, MN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
65.7°F
47.1°F
+18.6°F in Fort Worth, TX
Annual Precipitation
36.1 in
28.5 in
+7.6 in in Fort Worth, TX

Gas

Regular Gasoline
$3.62/gal
$3.95/gal
+9% in St. Paul, MN

Area: Texas vs Minnesota.

Public Transit

Base Fare (one-way)
$2.00
—

Adult base one-way fare — Trinity Metro vs — (2026).

Utilities

Electricity (¢/kWh)
16.4
16.9
+3% in St. Paul, MN
Natural Gas ($/MCF)
$30.48
$14.95
+51% in Fort Worth, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in St. Paul, MN
Bread (lb)
$1.75
$1.66
+5% in Fort Worth, TX
Eggs (doz)
$2.21
$3.63
+64% in St. Paul, MN
Ground Beef (lb)
$6.45
$6.77
+5% in St. Paul, MN
Chicken (lb)
$1.90
$2.10
+10% in St. Paul, MN
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / MN)
6.25%
6.875%
+0.6 pp in MN
Income Tax (top rate)
None
9.85%
+9.8 pp in MN

Fort Worth vs St. Paul — FAQ

Is it cheaper to live in Fort Worth or St. Paul?
St. Paul, MN is cheaper. Its monthly baseline of $1,300 (1BR rent + utilities) runs about 6% below Fort Worth, TX's $1,390, mainly because of rent.
How much more do you need to earn to live in Fort Worth than in St. Paul?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Fort Worth versus $45,000 in St. Paul.
Which has lower taxes, Fort Worth or St. Paul?
Fort Worth is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); St. Paul under Minnesota's (a top state income tax rate of 9.85% and a 6.875% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).