Is it cheaper to live in Fort Worth or Raleigh?

Fort Worth, TX is cheaper. Its monthly baseline of $1,380 (1BR rent + utilities) runs about 7% below Raleigh, NC's $1,490, mainly because of rent.

How much more do you need to earn to live in Fort Worth than in Raleigh?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Fort Worth versus $53,000 in Raleigh.

Which has lower taxes, Fort Worth or Raleigh?

Fort Worth is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Raleigh under North Carolina's (a top state income tax rate of 3.99% and a 4.75% state sales tax).

Fort Worth vs Raleigh Cost of Living 2026

Fort Worth

Texas

$1,380/mo est.

Raleigh

North Carolina

$1,490/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,380 in Fort Worth, TX versus $1,490 in Raleigh, NC. Overall, Fort Worth, TX is roughly 7% cheaper to live in day-to-day than Raleigh, NC, driven mainly by rent.

Median household income is $76,602 in Fort Worth, TX and $82,424 in Raleigh, NC — about 7% higher in Raleigh, NC. Texas has no state income tax and a 6.25% state sales tax; North Carolina has a top state income tax rate of 3.99% and a 4.75% state sales tax.

Fort Worth, TX

Raleigh, NC

Rent

Studio

$1,310

$1,301

+1% in Fort Worth, TX

1 Bedroom

$1,191

$1,323

+11% in Raleigh, NC

2 Bedroom

$1,393

$1,462

+5% in Raleigh, NC

3 Bedroom

$1,721

$1,715

+0% in Fort Worth, TX

Buying a Home

Median Home Value

$277,300

$377,800

+36% in Raleigh, NC

Income

Median Household Income

$76,602

$82,424

+8% in Raleigh, NC

Metro Median Wage (annual)

$51,440

$51,990

+1% in Raleigh, NC

People & Lifestyle

Median Age

33.4 yr

34.7 yr

+1.3 yr in Raleigh, NC

Homeownership

56.7%

51.2%

+5.5 pp in Fort Worth, TX

Bachelor's+ (25+)

31.7%

52.9%

+21.2 pp in Raleigh, NC

Avg Commute

26.9 min

23.4 min

+3.5 min in Fort Worth, TX

Crime (per 100k/yr)

Violent Crime

464.8

491.5

+6% in Raleigh, NC

Property Crime

2,734.1

2,838

+4% in Raleigh, NC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

65.7°F

60.6°F

+5.1°F in Fort Worth, TX

Annual Precipitation

36.1 in

46.0 in

+9.9 in in Raleigh, NC

Gas

Regular Gasoline

$3.96/gal

$4.30/gal

+9% in Raleigh, NC

Area: Texas vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)

$2.00

$1.25

+38% in Fort Worth, TX

Adult base one-way fare — Trinity Metro vs GoRaleigh (2026).

Utilities

Electricity (¢/kWh)

16.4

16.0

+2% in Fort Worth, TX

Natural Gas ($/MCF)

$24.61

$17.50

+29% in Fort Worth, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.16

about equal

Bread (lb)

$1.73

about equal

Eggs (doz)

$2.19

about equal

Ground Beef (lb)

$6.56

about equal

Chicken (lb)

$1.90

about equal

Bananas (lb)

$0.61

about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / NC)

6.25%

4.75%

+1.5 pp in TX

Income Tax (top rate)

None

3.99%

+4.0 pp in NC

Fort Worth vs Raleigh — FAQ

Is it cheaper to live in Fort Worth or Raleigh?: Fort Worth, TX is cheaper. Its monthly baseline of $1,380 (1BR rent + utilities) runs about 7% below Raleigh, NC's $1,490, mainly because of rent.
How much more do you need to earn to live in Fort Worth than in Raleigh?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Fort Worth versus $53,000 in Raleigh.
Which has lower taxes, Fort Worth or Raleigh?: Fort Worth is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Raleigh under North Carolina's (a top state income tax rate of 3.99% and a 4.75% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).