Living Cost Compare
Fort Worth

Texas

$1,380/mo est.

vs
Philadelphia

Pennsylvania

$1,400/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,380 in Fort Worth, TX versus $1,400 in Philadelphia, PA. Overall, Fort Worth, TX is roughly 1% cheaper to live in day-to-day than Philadelphia, PA, driven mainly by electricity costs.

Median household income is $76,602 in Fort Worth, TX and $60,698 in Philadelphia, PA — about 21% higher in Fort Worth, TX. Texas has no state income tax and a 6.25% state sales tax; Pennsylvania has a top state income tax rate of 3.07% and a 6% state sales tax.

Fort Worth, TX
Philadelphia, PA

Rent

Studio
$1,310
$1,126
+14% in Fort Worth, TX
1 Bedroom
$1,191
$1,189
+0% in Fort Worth, TX
2 Bedroom
$1,393
$1,394
+0% in Philadelphia, PA
3 Bedroom
$1,721
$1,406
+18% in Fort Worth, TX

Buying a Home

Median Home Value
$277,300
$232,400
+16% in Fort Worth, TX

Income

Median Household Income
$76,602
$60,698
+21% in Fort Worth, TX
Metro Median Wage (annual)
$51,440
$54,310
+6% in Philadelphia, PA

People & Lifestyle

Median Age
33.4 yr
35.1 yr
+1.7 yr in Philadelphia, PA
Homeownership
56.7%
52.3%
+4.4 pp in Fort Worth, TX
Bachelor's+ (25+)
31.7%
34.6%
+2.9 pp in Philadelphia, PA
Avg Commute
26.9 min
32.0 min
+5.1 min in Philadelphia, PA

Crime (per 100k/yr)

Violent Crime
464.8
916.8
+97% in Philadelphia, PA
Property Crime
2,734.1
4,614.3
+69% in Philadelphia, PA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
65.7°F
57.1°F
+8.6°F in Fort Worth, TX
Annual Precipitation
36.1 in
48.5 in
+12.4 in in Philadelphia, PA

Gas

Regular Gasoline
$3.96/gal
$4.30/gal
+9% in Philadelphia, PA

Area: Texas vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.00
$2.50
+25% in Philadelphia, PA

Adult base one-way fare — Trinity Metro vs SEPTA (2026).

Utilities

Electricity (¢/kWh)
16.4
20.9
+28% in Philadelphia, PA
Natural Gas ($/MCF)
$24.61
$16.67
+32% in Fort Worth, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.14
+1% in Fort Worth, TX
Bread (lb)
$1.73
$1.92
+11% in Philadelphia, PA
Eggs (doz)
$2.19
$2.25
+3% in Philadelphia, PA
Ground Beef (lb)
$6.56
$6.90
+5% in Philadelphia, PA
Chicken (lb)
$1.90
$2.02
+6% in Philadelphia, PA
Bananas (lb)
$0.61
$0.68
+11% in Philadelphia, PA

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / PA)
6.25%
6%
+0.3 pp in TX
Income Tax (top rate)
None
3.07%
+3.1 pp in PA

Fort Worth vs Philadelphia — FAQ

Is it cheaper to live in Fort Worth or Philadelphia?
Fort Worth, TX is cheaper. Its monthly baseline of $1,380 (1BR rent + utilities) runs about 1% below Philadelphia, PA's $1,400, mainly because of electricity costs.
How much more do you need to earn to live in Fort Worth than in Philadelphia?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Fort Worth versus $48,000 in Philadelphia.
Which has lower taxes, Fort Worth or Philadelphia?
Fort Worth is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Philadelphia under Pennsylvania's (a top state income tax rate of 3.07% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).