Is it cheaper to live in Fort Worth or Newark?

Newark, NJ is cheaper. Its monthly baseline of $1,210 (1BR rent + utilities) runs about 13% below Fort Worth, TX's $1,390, mainly because of rent.

How much more do you need to earn to live in Fort Worth than in Newark?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Fort Worth versus $39,000 in Newark.

Which has lower taxes, Fort Worth or Newark?

Fort Worth is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Newark under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Fort Worth vs Newark Cost of Living 2026

Fort Worth

Texas

$1,390/mo est.

Newark

New Jersey

$1,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,390 in Fort Worth, TX versus $1,210 in Newark, NJ. Overall, Newark, NJ is roughly 13% cheaper to live in day-to-day than Fort Worth, TX, driven mainly by rent.

Median household income is $76,602 in Fort Worth, TX and $48,416 in Newark, NJ — about 37% higher in Fort Worth, TX. Texas has no state income tax and a 6.25% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Fort Worth, TX

Newark, NJ

Rent

Studio

$1,310

$1,111

+15% in Fort Worth, TX

1 Bedroom

$1,191

$978

+18% in Fort Worth, TX

2 Bedroom

$1,393

$1,386

+1% in Fort Worth, TX

3 Bedroom

$1,721

$1,695

+2% in Fort Worth, TX

Buying a Home

Median Home Value

$277,300

$337,800

+22% in Newark, NJ

Income

Median Household Income

$76,602

$48,416

+37% in Fort Worth, TX

Metro Median Wage (annual)

$51,440

$61,430

+19% in Newark, NJ

People & Lifestyle

Median Age

33.4 yr

34.8 yr

+1.4 yr in Newark, NJ

Homeownership

56.7%

24.1%

+32.6 pp in Fort Worth, TX

Bachelor's+ (25+)

31.7%

17.4%

+14.3 pp in Fort Worth, TX

Avg Commute

26.9 min

33.2 min

+6.3 min in Newark, NJ

Crime (per 100k/yr)

Violent Crime

465.2

582.5

+25% in Newark, NJ

Property Crime

2,735.7

1,961.8

+28% in Fort Worth, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

65.7°F

54.9°F

+10.8°F in Fort Worth, TX

Annual Precipitation

36.1 in

46.3 in

+10.2 in in Newark, NJ

Gas

Regular Gasoline

$3.62/gal

$3.86/gal

+7% in Newark, NJ

Area: Texas vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)

$2.00

—

Adult base one-way fare — Trinity Metro vs — (2026).

Utilities

Electricity (¢/kWh)

16.4

23.3

+42% in Newark, NJ

Natural Gas ($/MCF)

$30.48

$15.93

+48% in Fort Worth, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.31

+8% in Newark, NJ

Bread (lb)

$1.75

$1.92

+10% in Newark, NJ

Eggs (doz)

$2.21

$2.19

+1% in Fort Worth, TX

Ground Beef (lb)

$6.45

$6.90

+7% in Newark, NJ

Chicken (lb)

$1.90

$2.19

+15% in Newark, NJ

Bananas (lb)

$0.62

$0.69

+12% in Newark, NJ

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / NJ)

6.25%

6.625%

+0.4 pp in NJ

Income Tax (top rate)

None

10.75%

+10.8 pp in NJ

Fort Worth vs Newark — FAQ

Is it cheaper to live in Fort Worth or Newark?: Newark, NJ is cheaper. Its monthly baseline of $1,210 (1BR rent + utilities) runs about 13% below Fort Worth, TX's $1,390, mainly because of rent.
How much more do you need to earn to live in Fort Worth than in Newark?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Fort Worth versus $39,000 in Newark.
Which has lower taxes, Fort Worth or Newark?: Fort Worth is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Newark under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).