Living Cost Compare
Fort Wayne

Indiana

$980/mo est.

vs
Topeka

Kansas

$940/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $980 in Fort Wayne, IN versus $940 in Topeka, KS. Overall, Topeka, KS is roughly 4% cheaper to live in day-to-day than Fort Wayne, IN, driven mainly by rent.

Median household income is $60,293 in Fort Wayne, IN and $55,902 in Topeka, KS — about 7% higher in Fort Wayne, IN. Indiana has a top state income tax rate of 2.95% and a 7% state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Rent

Studio
$798
$702
+12% in Fort Wayne, IN
1 Bedroom
$782
$758
+3% in Fort Wayne, IN
2 Bedroom
$984
$977
+1% in Fort Wayne, IN
3 Bedroom
$1,100
$1,177
+7% in Topeka, KS

Buying a Home

Median Home Value
$169,700
$130,600
+23% in Fort Wayne, IN

Income

Median Household Income
$60,293
$55,902
+7% in Fort Wayne, IN
Metro Median Wage (annual)
$47,700
$49,540
+4% in Topeka, KS

People & Lifestyle

Median Age
35.0 yr
38.2 yr
+3.2 yr in Topeka, KS
Homeownership
62.2%
59.2%
+3.0 pp in Fort Wayne, IN
Bachelor's+ (25+)
28.5%
29.1%
+0.6 pp in Topeka, KS
Avg Commute
21.4 min
16.7 min
+4.7 min in Fort Wayne, IN

Crime (per 100k/yr)

Violent Crime
308.9
856.5
+177% in Topeka, KS
Property Crime
2,245.4
3,660.2
+63% in Topeka, KS

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
50.5°F
55.1°F
+4.6°F in Topeka, KS
Annual Precipitation
38.3 in
36.5 in
+1.9 in in Fort Wayne, IN

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
17.5
15.7
+10% in Fort Wayne, IN
Natural Gas ($/MCF)
$24.52
$25.12
+2% in Topeka, KS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IN / KS)
7%
6.5%
+0.5 pp in IN
Income Tax (top rate)
2.95%
5.58%
+2.6 pp in KS

Fort Wayne vs Topeka — FAQ

Is it cheaper to live in Fort Wayne or Topeka?
Topeka, KS is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 4% below Fort Wayne, IN's $980, mainly because of rent.
How much more do you need to earn to live in Fort Wayne than in Topeka?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Fort Wayne versus $30,000 in Topeka.
Which has lower taxes, Fort Wayne or Topeka?
Fort Wayne is taxed under Indiana's rules (a top state income tax rate of 2.95% and a 7% state sales tax); Topeka under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).