Living Cost Compare
Fort Wayne

Indiana

$960/mo est.

vs
Santa Ana

California

$2,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Fort Wayne, IN versus $2,560 in Santa Ana, CA. Overall, Fort Wayne, IN is roughly 63% cheaper to live in day-to-day than Santa Ana, CA, driven mainly by rent.

Median household income is $60,293 in Fort Wayne, IN and $109,739 in Santa Ana, CA — about 45% higher in Santa Ana, CA. Indiana has a top state income tax rate of 2.95% and a 7% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$798
$1,770
+122% in Santa Ana, CA
1 Bedroom
$782
$2,232
+185% in Santa Ana, CA
2 Bedroom
$984
$2,719
+176% in Santa Ana, CA
3 Bedroom
$1,100
$2,636
+140% in Santa Ana, CA

Buying a Home

Median Home Value
$169,700
$1,810,200
+967% in Santa Ana, CA

Income

Median Household Income
$60,293
$109,739
+82% in Santa Ana, CA
Metro Median Wage (annual)
$47,700
$55,850
+17% in Santa Ana, CA

People & Lifestyle

Median Age
35.0 yr
42.9 yr
+7.9 yr in Santa Ana, CA
Homeownership
62.2%
28.8%
+33.4 pp in Fort Wayne, IN
Bachelor's+ (25+)
28.5%
68.9%
+40.4 pp in Santa Ana, CA
Avg Commute
21.4 min
25.8 min
+4.4 min in Santa Ana, CA

Crime (per 100k/yr)

Violent Crime
308.9
498.2
+61% in Santa Ana, CA
Property Crime
2,245.4
1,722.2
+23% in Fort Wayne, IN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
50.5°F
65.6°F
+15.1°F in Santa Ana, CA
Annual Precipitation
38.3 in
13.6 in
+24.7 in in Fort Wayne, IN

Gas

Regular Gasoline
$3.94/gal
$5.40/gal
+37% in Santa Ana, CA

Area: Midwest (PADD 2) vs Los Angeles.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs OCTA (2026).

Utilities

Electricity (¢/kWh)
18.1
33.3
+83% in Santa Ana, CA
Natural Gas ($/MCF)
$13.70
$20.72
+51% in Santa Ana, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Santa Ana, CA
Bread (lb)
$1.66
$2.04
+23% in Santa Ana, CA
Eggs (doz)
$3.63
$2.19
+40% in Fort Wayne, IN
Ground Beef (lb)
$6.77
$7.36
+9% in Santa Ana, CA
Chicken (lb)
$2.10
$2.01
+4% in Fort Wayne, IN
Bananas (lb)
$0.62
$0.70
+14% in Santa Ana, CA

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IN / CA)
7%
7.25%
+0.3 pp in CA
Income Tax (top rate)
2.95%
13.30%
+10.4 pp in CA

Fort Wayne vs Santa Ana — FAQ

Is it cheaper to live in Fort Wayne or Santa Ana?
Fort Wayne, IN is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 63% below Santa Ana, CA's $2,560, mainly because of rent.
How much more do you need to earn to live in Fort Wayne than in Santa Ana?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Fort Wayne versus $89,000 in Santa Ana.
Which has lower taxes, Fort Wayne or Santa Ana?
Fort Wayne is taxed under Indiana's rules (a top state income tax rate of 2.95% and a 7% state sales tax); Santa Ana under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).