Living Cost Compare
Fort Wayne

Indiana

$960/mo est.

vs
San Antonio

Texas

$1,290/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Fort Wayne, IN versus $1,290 in San Antonio, TX. Overall, Fort Wayne, IN is roughly 26% cheaper to live in day-to-day than San Antonio, TX, driven mainly by rent.

Median household income is $60,293 in Fort Wayne, IN and $62,917 in San Antonio, TX — about 4% higher in San Antonio, TX. Indiana has a top state income tax rate of 2.95% and a 7% state sales tax; Texas has no state income tax and a 6.25% state sales tax.

Rent

Studio
$798
$1,052
+32% in San Antonio, TX
1 Bedroom
$782
$1,084
+39% in San Antonio, TX
2 Bedroom
$984
$1,327
+35% in San Antonio, TX
3 Bedroom
$1,100
$1,545
+40% in San Antonio, TX

Buying a Home

Median Home Value
$169,700
$219,700
+29% in San Antonio, TX

Income

Median Household Income
$60,293
$62,917
+4% in San Antonio, TX
Metro Median Wage (annual)
$47,700
$47,010
+1% in Fort Wayne, IN

People & Lifestyle

Median Age
35.0 yr
34.6 yr
+0.4 yr in Fort Wayne, IN
Homeownership
62.2%
52.4%
+9.8 pp in Fort Wayne, IN
Bachelor's+ (25+)
28.5%
28.7%
+0.2 pp in San Antonio, TX
Avg Commute
21.4 min
24.6 min
+3.2 min in San Antonio, TX

Crime (per 100k/yr)

Violent Crime
308.9
605.7
+96% in San Antonio, TX
Property Crime
2,245.4
4,665.7
+108% in San Antonio, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
50.5°F
68.5°F
+18.0°F in San Antonio, TX
Annual Precipitation
38.3 in
34.9 in
+3.5 in in Fort Wayne, IN

Gas

Regular Gasoline
$3.94/gal
$3.62/gal
+8% in Fort Wayne, IN

Area: Midwest (PADD 2) vs Texas.

Public Transit

Base Fare (one-way)
$1.30

Adult base one-way fare — vs VIA Metropolitan Transit (2026).

Utilities

Electricity (¢/kWh)
18.1
16.4
+9% in Fort Wayne, IN
Natural Gas ($/MCF)
$13.70
$30.48
+122% in San Antonio, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Fort Wayne, IN
Bread (lb)
$1.66
$1.75
+5% in San Antonio, TX
Eggs (doz)
$3.63
$2.21
+39% in Fort Wayne, IN
Ground Beef (lb)
$6.77
$6.45
+5% in Fort Wayne, IN
Chicken (lb)
$2.10
$1.90
+9% in Fort Wayne, IN
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IN / TX)
7%
6.25%
+0.8 pp in IN
Income Tax (top rate)
2.95%
None
+3.0 pp in IN

Fort Wayne vs San Antonio — FAQ

Is it cheaper to live in Fort Wayne or San Antonio?
Fort Wayne, IN is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 26% below San Antonio, TX's $1,290, mainly because of rent.
How much more do you need to earn to live in Fort Wayne than in San Antonio?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Fort Wayne versus $43,000 in San Antonio.
Which has lower taxes, Fort Wayne or San Antonio?
Fort Wayne is taxed under Indiana's rules (a top state income tax rate of 2.95% and a 7% state sales tax); San Antonio under Texas's (no state income tax and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).