Living Cost Compare
Fort Smith

Arkansas

$780/mo est.

vs
San Diego

California

$2,220/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $780 in Fort Smith, AR versus $2,220 in San Diego, CA. Overall, Fort Smith, AR is roughly 65% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $52,692 in Fort Smith, AR and $104,321 in San Diego, CA — about 49% higher in San Diego, CA. Arkansas has a top state income tax rate of 3.90% and a 6.5% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$634
$1,737
+174% in San Diego, CA
1 Bedroom
$603
$1,883
+212% in San Diego, CA
2 Bedroom
$863
$2,348
+172% in San Diego, CA
3 Bedroom
$1,087
$2,818
+159% in San Diego, CA

Buying a Home

Median Home Value
$168,100
$848,500
+405% in San Diego, CA

Income

Median Household Income
$52,692
$104,321
+98% in San Diego, CA
Metro Median Wage (annual)
$39,560
$58,690
+48% in San Diego, CA

People & Lifestyle

Median Age
36.6 yr
36.0 yr
+0.6 yr in Fort Smith, AR
Homeownership
53.0%
47.6%
+5.4 pp in Fort Smith, AR
Bachelor's+ (25+)
25.3%
49.9%
+24.6 pp in San Diego, CA
Avg Commute
17.3 min
23.9 min
+6.6 min in San Diego, CA

Crime (per 100k/yr)

Violent Crime
844.7
414.3
+51% in Fort Smith, AR
Property Crime
3,697.6
1,693.6
+54% in Fort Smith, AR

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
61.7°F
63.6°F
+1.9°F in San Diego, CA
Annual Precipitation
45.5 in
10.3 in
+35.1 in in Fort Smith, AR

Gas

Regular Gasoline
$3.62/gal
$5.52/gal
+53% in San Diego, CA

Area: Gulf Coast (PADD 3) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs MTS (2026).

Utilities

Electricity (¢/kWh)
14.1
34.7
+146% in San Diego, CA
Natural Gas ($/MCF)
$27.86
$20.33
+27% in Fort Smith, AR

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in San Diego, CA
Bread (lb)
$1.75
$2.04
+17% in San Diego, CA
Eggs (doz)
$2.21
$2.19
+1% in Fort Smith, AR
Ground Beef (lb)
$6.45
$7.36
+14% in San Diego, CA
Chicken (lb)
$1.90
$2.01
+6% in San Diego, CA
Bananas (lb)
$0.62
$0.70
+14% in San Diego, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (AR / CA)
6.5%
7.25%
+0.8 pp in CA
Income Tax (top rate)
3.90%
13.30%
+9.4 pp in CA

Fort Smith vs San Diego — FAQ

Is it cheaper to live in Fort Smith or San Diego?
Fort Smith, AR is cheaper. Its monthly baseline of $780 (1BR rent + utilities) runs about 65% below San Diego, CA's $2,220, mainly because of rent.
How much more do you need to earn to live in Fort Smith than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $24,000 a year in Fort Smith versus $75,000 in San Diego.
Which has lower taxes, Fort Smith or San Diego?
Fort Smith is taxed under Arkansas's rules (a top state income tax rate of 3.90% and a 6.5% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).