Living Cost Compare
Fort Smith

Arkansas

$780/mo est.

vs
Houston

Texas

$1,360/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $780 in Fort Smith, AR versus $1,360 in Houston, TX. Overall, Fort Smith, AR is roughly 43% cheaper to live in day-to-day than Houston, TX, driven mainly by rent.

Median household income is $52,692 in Fort Smith, AR and $62,894 in Houston, TX — about 16% higher in Houston, TX. Arkansas has a top state income tax rate of 3.90% and a 6.5% state sales tax; Texas has no state income tax and a 6.25% state sales tax.

Rent

Studio
$634
$1,142
+80% in Houston, TX
1 Bedroom
$603
$1,156
+92% in Houston, TX
2 Bedroom
$863
$1,375
+59% in Houston, TX
3 Bedroom
$1,087
$1,664
+53% in Houston, TX

Buying a Home

Median Home Value
$168,100
$253,400
+51% in Houston, TX

Income

Median Household Income
$52,692
$62,894
+19% in Houston, TX
Metro Median Wage (annual)
$39,560
$49,410
+25% in Houston, TX

People & Lifestyle

Median Age
36.6 yr
34.3 yr
+2.3 yr in Fort Smith, AR
Homeownership
53.0%
42.0%
+11.0 pp in Fort Smith, AR
Bachelor's+ (25+)
25.3%
36.0%
+10.7 pp in Houston, TX
Avg Commute
17.3 min
27.3 min
+10.0 min in Houston, TX

Crime (per 100k/yr)

Violent Crime
844.7
1,153.8
+37% in Houston, TX
Property Crime
3,697.6
4,324.9
+17% in Houston, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
61.7°F
70.3°F
+8.6°F in Houston, TX
Annual Precipitation
45.5 in
54.6 in
+9.2 in in Houston, TX

Gas

Regular Gasoline
$3.62/gal
$3.52/gal
+3% in Fort Smith, AR

Area: Gulf Coast (PADD 3) vs Houston.

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — vs Houston METRO (2026).

Utilities

Electricity (¢/kWh)
14.1
15.9
+13% in Houston, TX
Natural Gas ($/MCF)
$27.86
$31.89
+14% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (AR / TX)
6.5%
6.25%
+0.3 pp in AR
Income Tax (top rate)
3.90%
None
+3.9 pp in AR

Fort Smith vs Houston — FAQ

Is it cheaper to live in Fort Smith or Houston?
Fort Smith, AR is cheaper. Its monthly baseline of $780 (1BR rent + utilities) runs about 43% below Houston, TX's $1,360, mainly because of rent.
How much more do you need to earn to live in Fort Smith than in Houston?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $24,000 a year in Fort Smith versus $46,000 in Houston.
Which has lower taxes, Fort Smith or Houston?
Fort Smith is taxed under Arkansas's rules (a top state income tax rate of 3.90% and a 6.5% state sales tax); Houston under Texas's (no state income tax and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).