Living Cost Compare
Fayetteville

Arkansas

$990/mo est.

vs
Jersey City

New Jersey

$2,100/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $990 in Fayetteville, AR versus $2,100 in Jersey City, NJ. Overall, Fayetteville, AR is roughly 53% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $59,074 in Fayetteville, AR and $94,813 in Jersey City, NJ — about 38% higher in Jersey City, NJ. Arkansas has a top state income tax rate of 3.90% and a 6.5% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$709
$1,949
+175% in Jersey City, NJ
1 Bedroom
$817
$1,853
+127% in Jersey City, NJ
2 Bedroom
$999
$1,857
+86% in Jersey City, NJ
3 Bedroom
$1,430
$2,004
+40% in Jersey City, NJ

Buying a Home

Median Home Value
$322,500
$534,500
+66% in Jersey City, NJ

Income

Median Household Income
$59,074
$94,813
+60% in Jersey City, NJ
Metro Median Wage (annual)
$46,610
$61,430
+32% in Jersey City, NJ

People & Lifestyle

Median Age
28.7 yr
34.7 yr
+6.0 yr in Jersey City, NJ
Homeownership
41.9%
28.8%
+13.1 pp in Fayetteville, AR
Bachelor's+ (25+)
49.8%
53.1%
+3.3 pp in Jersey City, NJ
Avg Commute
18.2 min
36.9 min
+18.7 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
429.4
562.9
+31% in Jersey City, NJ
Property Crime
2,392.2
2,036.4
+15% in Fayetteville, AR

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
57.1°F
55.0°F
+2.1°F in Fayetteville, AR
Annual Precipitation
48.5 in
49.9 in
+1.4 in in Jersey City, NJ

Gas

Regular Gasoline
$3.62/gal
$3.94/gal
+9% in Jersey City, NJ

Area: Gulf Coast (PADD 3) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
14.1
24.9
+77% in Jersey City, NJ
Natural Gas ($/MCF)
$27.86
$17.68
+37% in Fayetteville, AR

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Jersey City, NJ
Bread (lb)
$1.75
$1.92
+10% in Jersey City, NJ
Eggs (doz)
$2.21
$2.19
+1% in Fayetteville, AR
Ground Beef (lb)
$6.45
$6.90
+7% in Jersey City, NJ
Chicken (lb)
$1.90
$2.19
+15% in Jersey City, NJ
Bananas (lb)
$0.62
$0.69
+12% in Jersey City, NJ

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (AR / NJ)
6.5%
6.625%
+0.1 pp in NJ
Income Tax (top rate)
3.90%
10.75%
+6.8 pp in NJ

Fayetteville vs Jersey City — FAQ

Is it cheaper to live in Fayetteville or Jersey City?
Fayetteville, AR is cheaper. Its monthly baseline of $990 (1BR rent + utilities) runs about 53% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Fayetteville than in Jersey City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Fayetteville versus $74,000 in Jersey City.
Which has lower taxes, Fayetteville or Jersey City?
Fayetteville is taxed under Arkansas's rules (a top state income tax rate of 3.90% and a 6.5% state sales tax); Jersey City under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).